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Old 05-01-2016, 08:11 PM   #41
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In re: #3. Oh? Not the new car, I assume? I guess I must have missed a post or two. 😀💐
Well, the new car is aimed at carrying Thing 1, too.
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Old 05-01-2016, 08:43 PM   #42
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1. College experience and receiving education degree
2. Living in two foreign countries in my twenties
3. Reading many financial books in my thirties including Your Money or Your Life by Dominguez/Robbins which led to tracking expenses, setting and meeting savings goals, and imagining a life beyond paid employment
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Old 05-01-2016, 09:41 PM   #43
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Not necessarily a life changing event but certainly a memorable one.... driving away from home at age 17 on my own to go to college almost 200 miles away with all my worldly possessions in my car and a map on how to get there.... first time I had driven on a 5 lane interstate highway (Route 128 around Boston, now known as I-95). I figured it out.

Had to move my stuff into my dorm. My first roommate had a killer stereo system... but had it on all night so I moved out a couple weeks later. Second roommate was a jerk... third was from my home state and on the soccer team and we got along ok. Met some guys I liked hanging out with and moved in with them for second semester through end of junior year.

Contrast that with today... DD had already communicated with her roommate throughout the summer.... we drove her down and helped her move in... after freshman year when she had to pack her stuff and come home for the summer she was mad that we had not made the 3-4 hour drive (one way) to help her pack her things.
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Old 05-01-2016, 10:54 PM   #44
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Not necessarily a life changing event but certainly a memorable one.... driving away from home at age 17 on my own to go to college almost 200 miles away with all my worldly possessions in my car and a map on how to get there.... first time I had driven on a 5 lane interstate highway (Route 128 around Boston, now known as I-95). I figured it out.
Thank you for that reminder of an event. I graduated college in 1958 and my folks drove out to Ohio with me and left me the car. Watching them get on the plane and fly off, then driving into town for my first job was an experience. Some months later I decided I wanted to go to California, so I drove route 66 all the way.
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Old 05-09-2016, 09:20 AM   #45
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Too many life-changing events to pick only three. The only negative ones were the deaths of my parents many years apart. Everything else has been good eventually.

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Old 05-09-2016, 09:52 AM   #46
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1 - marriage to 2nd (and current) wife
2 - backing into an I.T. career
3 - midlife crisis which led to FI/RE action
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Old 05-09-2016, 09:56 AM   #47
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Chronological order:

1. Deciding in college to learn about personal finance so I wouldn't suffer through debt and bad jobs the way I saw so many others doing
2. Commissioning into the Air Force
3. The illness and death of an older sibling before age 50. During the illness, I also happened to read YMoYL and started to do some calculations. Realized that I was actually in better shape than I realized, and moved my retirement goal up 10 years. If I'm going to die before age 50, I want at least a few years of retirement before that.
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Old 05-09-2016, 10:23 AM   #48
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The only one I could think of was Hurricane Hugo in September 1989 when I was 18. That storm, at the time one of the largest hurricanes to hit the US in decades, upended a lot of lives here in Charleston. It was because of that storm that I broke up with a boyfriend after meeting this cute older guy at the scuba shop (helping raise a bunch of sunken sailboats). We've been together ever since, and that one event probably changed my whole life trajectory.
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Old 05-09-2016, 11:35 AM   #49
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1) tragic death of my beautiful 18 year old sister (I was 22)
2) needed a change so I quit grad school and got a job with a consulting firm
3) moving out of Houston to the beautiful PNW
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Old 05-09-2016, 12:15 PM   #50
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1) getting a summer internship @ Apple in 1984
2) meeting my wife on a company ski trip to steamboat co
3) NOT jumping from my company to a startup in 1999


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Life Changing Events
Old 05-09-2016, 01:02 PM   #51
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Life Changing Events

1. being successfully potty trained
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Old 05-09-2016, 01:06 PM   #52
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1. being successfully potty trained
Unfortunately that training "runs out" after eight or nine decades...
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Old 05-09-2016, 01:25 PM   #53
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1) In my third year of college, changing my college major from computer science to economics. With my former computer and math background, this set me up to be a "big fish in a small pond" in my successful, 23-year actuarial career.


2) Buying the co-op apartment in 1989 I have lived in ever since. This gave me stability in my day-to-day home life and, after I paid off the mortgage 9 years later, put me on a path toward ER.


3) Deciding at age 20 that I never wanted to have kids. While I didn't know at the time it would greatly help lead me to ER, this decision put me on a path to the life I wanted to have and avoid one I did not want to have.


4) Meeting my current ladyfriend back in 2004 and her subsequent move to New York from Kentucky. This has also added to my overall happiness in everyday life.


5) Changing from working FT to PT in 2001. This enabled me to recover my personal life and end the misery of working FT and its awful daily commute. I was able to resurrect and old hobby and begin some new ones, all adding to my everyday happiness. It also put me one large step closer to....


6) Early Retirement in 2008 at age 45. This is by far my biggest achievement, combining personal freedom with economic freedom, a superb combination.
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Old 05-09-2016, 01:38 PM   #54
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1. First all out fight with my parents in 6th grade, won't go into it, but lets say it opened my eyes in a big way that I just saw the world vastly different than my family and one has to stand up for your morals regardless of who it is opposing you.

2. On a whim agreed to take a co-op w/ IBM outside DC.. was flat broke, needed a place to live, business clothes, and some way to get there. Scariest time of my life but changed everything about who I was because I went from shy sheltered farm girl to outgoing confident business savvy woman.

3. Back injury, suffered for 5 years before i got surgery and then realized life is too short to go to work to buy a fancy car...when I could just trim my budget, be financially independent and re prioritize my life.
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Old 05-09-2016, 01:56 PM   #55
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Unfortunately that training "runs out" after eight or nine decades...
Man, that stinks!
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Old 05-09-2016, 02:12 PM   #56
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1. being successfully potty trained
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Unfortunately that training "runs out" after eight or nine decades...
We can call that life-changing event #2.
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Old 05-09-2016, 02:20 PM   #57
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We can call that life-changing event #2.

And pants-changing as well.


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Old 05-09-2016, 03:10 PM   #58
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Can't do it in 3

1. Getting a BSChE degree and starting with Megacorp
2. Landing DW
3. Having 2 sons
4. Getting a termination notice but finding a transfer to a different business in Megacorp
5. Being empty nested and starting to travel widely
6. Reaching FI and picking my RE date (11 mo to go)
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Life Changing Events
Old 05-09-2016, 03:30 PM   #59
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Life Changing Events

In no particular order..

1. Drove 2 hours to visit girlfriend only to find tag from another gents underwear on her bed. (just the wrong girl..)
2. Got my first dividend check
3. Met and married right girl (I learned to shop better...)
4. First time infant daughter feel asleep in my arms..
5. When we moved away from the NYC area and discovered another world.


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Old 05-09-2016, 04:07 PM   #60
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17 11/12y.o.: Earning my Eagle Scout. Gave me confidence and leadership skills, exposed me to many new skills. Led me to a 10 year career as a professional Boy Scout

22y.o.: Marrying. I got LUCKY!

31 y.o.: Birth of first child. Was also told I had a year to live.

32 y.o.: Proved the doc wrong!

43 y.o.: Started a recovery community center for people dealing with mental health and addictions.

Interesting to note that no one lists money items (inheritance, reaching a goal, etc) as life changing events.
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