In the case of divorce in older life, I suspect my husband is planning for one but isn't saying. He wants to downsize and sell our lovely suburban house that we own jointly (about 5000 sq ft). Then, take the proceeds and buy another lovely home - smaller but similar in size (3500 sq ft). - in his name only on the mortgage and deed. Then take the rest and purchase another one, smaller but still sized nicely (1900 sq ft, not tiny) with 3 br 3baths and close to a pond in our town. This one would be mortgaged by me and deed in my name only. I could understand a house in a vacation town, but these homes are within 10 minutes of each other. He said we can rent the smaller one and live in the larger and more expensive oneI should note the smaller home is a lovely, year round house in a nice neighborhood. He tries to tell me the tax benefit would be worth it. I don't any benefit to selling our jointly owned home, taking the profits and mortgaging and deeding 2 homes completely separately. Why not just buy one home together that is less and saving the money or buying a real vacation home Does this make sense to anyone or does it sound like a plan for a future divorce? We have 2 children at home still, not out of school yet also.