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My plan to retire in July 08 took an unexpected detour yesterday when I visited my Japanese dentist. She informed me that I have certain dental issues that will take an estimated 15 months to resolve (I need a couple of implants). I've decided I need to have this done in Japan because my game plan is to retire in a location where I don't feel comfortable having the procedure performed (the Philippines). I can only stay in Japan as long as I work, so it looks like my retirement will be postponed by about 9 months.
Has anyone else received an expected setback to their retirement plans? If so, how did you handle it? Having to work an extra 9 months is a psychological setback, so I intend to try to lessen the impact a little by loosening the purse strings and spending a more freely. Since we already have an adequate nest egg, I figure we could "waste" my salary during the final 9 months. I've never really spent freely before . . . don't know whether it will provide the psychological boost I need to get through the extra time.
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