street
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Nov 30, 2016
- Messages
- 9,539
Up 8.87% after two innings.
+5.08% YTD Jan 31, 2019
vs +3.53% YTD Jan 31, 2018
vs 5.28% for my benchmark VSMGX
Up 8.1% YTD. All-in with spend adjustment moneychimp style, as usual. I usually don't mention my AA here because I don't look at it in 2 (or 3 with "cash") buckets. I'm allocating across 9 buckets. But if you throw all domestic and foreign equity and hard assets together, I'm at 67% with those. The rest is cash, US bonds, international bonds, and guaranteed income.
Jan 31 +3.58
As of 2/28/19, I'm up around 11.4% for the year. Just another ~3.6% to put me back to my all-time high set in September 2018...
...
4.57% below all-time high.
~4.5% to break the 52 week high...
Unfortunately for me, I need more than the above gains to get back to my high-water mark, which was reached back in Jan 2018, and not in Sep 2018 as most people. That's because my portfolio does not track the S&P that close.
Additionally, I have spent 3% since then, and that makes it harder to gain ground.
And speaking of that, I recently mentioned to my wife that we have been so spoiled with this bull market. Is it our birthright to be able to live comfortably on our stash, and still see it grow with time?
I always look at AA across all liquid accounts. There's no need to fool myself that a certain trading account is up big or I have a certain stock position that doubles, when the rest of the assets stagnate.
The only thing I do not count is home value.
My high was Jan 2018 too.... Sept 2018 was 1.58% below Jan 2018. FWIW, my withdrawals are pretty constant throughout the year.
Up 5.6% at the end of 2nd month. My star MF is VEMPX, up 17.15%.