Cheesehead
Recycles dryer sheets
We are two years from retiring and I am working on budget spread sheets and I am aware of the formula that no more than one third of one's income should go towards housing.
My question is: Does that figure also include Maintenance, Appliance Replacement, Decorating & New Furniture? Or is it just Mortgage, Taxes, Insurance, Utilities and HOA fees?
Thanks
My question is: Does that figure also include Maintenance, Appliance Replacement, Decorating & New Furniture? Or is it just Mortgage, Taxes, Insurance, Utilities and HOA fees?
Thanks
Last edited: