COBRA Limits

REWahoo · 11-02-2005, 06:53 AM

Quote:

Originally Posted by ProfHaroldHill

...Suppose the following -- you go with the policy from P-T work, develop a chronic medical condition, then want to stop working (or go in a layoff, and can't find another job), and use-up COBRA...

This triggered a question. Are their any limits to how many times you can use COBRA? For example, you quit working, go on COBRA for 18 months, go back to work and get on the employers medical insurance, quit working, go on COBRA, etc. Can you just keep doing this or is there some limit on the total number of months of COBRA eligibility?

I'm asking because COBRA coverage, expensive as it is, could be cheaper than the state health insurance pool for those with preexisting conditions.

**Martha** · 11-02-2005, 07:57 AM

I am not aware of any limits on how many times you can use COBRA. But who is going to keep hiring you when you quit all the time?

wildcat · 11-02-2005, 08:13 AM

Martha -

Do you have an opinion on the question I posted on needtoretireearly's intro thread? Thanks.

CyclingInvestor · 11-02-2005, 08:48 AM

An ex-coworker of mine has used COBRA at least 4 times, twice for 18 months.

11-02-2005, 07:57 AM	#2
Martha Moderator Join Date: Feb 2004 Location: minnesota Posts: 8,934	Re: COBRA Limits I am not aware of any limits on how many times you can use COBRA. But who is going to keep hiring you when you quit all the time? __________________ . Do not rely on the information provided--my posts are not to be taken as legal advice. Needless to say you must consult with your legal representative. I am not responsible for errors. If I offended you with cya I apologize. If I did not, I tried.

11-02-2005, 08:13 AM	#3
wildcat Thinks s/he gets paid by the post Join Date: Feb 2005 Posts: 1,872	Re: COBRA Limits Martha - Do you have an opinion on the question I posted on needtoretireearly's intro thread? Thanks. __________________ "These walls are kind of funny. First you hate 'em, then you get used to 'em. Enough time passes, gets so you depend on them"

11-02-2005, 08:48 AM	#4
CyclingInvestor Full time employment: Posting here. Join Date: Jul 2005 Location: Los Angeles area Posts: 753	Re: COBRA Limits An ex-coworker of mine has used COBRA at least 4 times, twice for 18 months. __________________ learn, work, save, invest, fire

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