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COBRA Limits
Old 11-02-2005, 06:53 AM   #1
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COBRA Limits

Originally Posted by ProfHaroldHill
...Suppose the following -- you go with the policy from P-T work, develop a chronic medical condition, then want to stop working (or go in a layoff, and can't find another job), and use-up COBRA...
This triggered a question. Are their any limits to how many times you can use COBRA? For example, you quit working, go on COBRA for 18 months, go back to work and get on the employers medical insurance, quit working, go on COBRA, etc. Can you just keep doing this or is there some limit on the total number of months of COBRA eligibility?

I'm asking because COBRA coverage, expensive as it is, could be cheaper than the state health insurance pool for those with preexisting conditions.


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Re: COBRA Limits
Old 11-02-2005, 07:57 AM   #2
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Re: COBRA Limits

I am not aware of any limits on how many times you can use COBRA. But who is going to keep hiring you when you quit all the time?


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Re: COBRA Limits
Old 11-02-2005, 08:13 AM   #3
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Re: COBRA Limits

Martha -

Do you have an opinion on the question I posted on needtoretireearly's intro thread? Thanks.
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Re: COBRA Limits
Old 11-02-2005, 08:48 AM   #4
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Re: COBRA Limits

An ex-coworker of mine has used COBRA at least 4 times, twice for 18 months.
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