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Old 11-07-2017, 12:27 PM   #41
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In the end, the card paid a total of $2,575.79 for our travels (point redemption and travel credits). I have always fancied myself a pretty good card churner, but this really made my day!
Pretty sweet!

I never went back and tallied it all up, but I think the 100,000 points were supposed to be worth $1500 in travel, and I used all of my points. I got more points by using the card, especially in the first 3 months to qualify for the bonus, but I consider that a wash from other cash back rewards I could've gotten with another card. I always checked that I was getting the same price as I would've on my own and I did, so it was nice I wasn't having to deal with limited availability for point usage. So there's $1000+ netted after the free.

Got my $300 travel credit bonus. It's a pretty tight window to get another one in early January, but we'll see.

$100 for global entry but I wouldn't have bothered with that otherwise. We'll see how much use I got out of it. TSA pre check will certainly be nice but at smaller airports that can be negligible. Plus it was a 4 hour round trip drive just to get it so it certainly wasn't free in gas or time.

The premiere lounges were pretty disappointing at the airports I used them at, which was only 3 or 4 times. None were very impressive and many weren't very convenient. Better than sitting at the gate, but at the trade-off of going well out of my way at all but one airport where I used it. I was never very fulfilled by the food selection but I suppose it did save me from paying for a couple of airport meals. $50 value to me at most.

The better insurance coverage with the card was surely worth something, though I fortunately never took advantage of it.

So I netted around $1400-1500 or so on the deal after the $450 fee. Plus $300 if I do squeeze in another travel credit. A very nice deal.
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Old 11-14-2017, 06:58 PM   #42
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We opened a Reserve card for Mr. A. on 1-04-17 and one for me on 1-07-17. We've worked those cards for all they're worth. Here is the plan, let me know if you see any catches or glitches:

1) We plan to close each card on or about its anniversary to avoid paying the $450 fee a second time. Before closing, we'll use all remaining points to reserve hotels. After closing the Sapphire Reserve cards, we have another travel card (Citi Thank You Premier) that can step up to the plate.

2) That said, Chase web site says the next $300 travel credit will be available after the statement closes on 12-17-17. I'm thinking of charging some travel to each card on Dec. 18th to get the $600.

3) Wondering if Chase will take back the $600 in travel credits, if we don't keep the account open for the full statement period that begins 12-18-17. I guess I could call Chase and ask...a little awkward....
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Old 11-14-2017, 08:20 PM   #43
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^ I plan to:

A. Wait until after my December statement close.
B. Charge and get reimbursed for $300 in travel credits.
C. Request Priority Pass for 2018.
D. Downgrade to Chase Sapphire to preserve my points.
E. Get a rebate of most, if not all of the $450 annual fee.
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Old 11-15-2017, 07:26 AM   #44
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The above benefits along with no foreign transaction fees are the reasons why I decided to keep this card another year.
Me too. I planned to cancel it, but...I just kept it. With the immediate $300 travel credit and bonus points for travel/restaurants, it's more than worth it.

Although, right now I'm using it a little less because I just got the Chase Marriott rewards card with 80K bonus points!

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Old 11-15-2017, 07:30 AM   #45
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The Chase travel site is too restrictive for me. I prefer Costco for car rentals and I fly Southwest almost exclusively. I use the Chase Freedom for the five percent categories, the Bank of America card with extra cashback rewards for the bank accounts I keep there for groceries and the gas I buy at Safeway, and the Costco card for restaurants and gas at Costco and regular gas stations.

I'm not renewing cards with fees this year. Barclay's Arrival and Chase Sapphire Preferred are leaving the wallet. The Barclay card is too restrictive and there are better rewards for me than the Sapphire offers.
Just as an FYI - when I first used their site to find tickets for a trip to Belize, the site didn't list the flights that I wanted that I had found on the airlines' website. So I called them. They booked the exact flights I wanted, I got the 50% bonus, and they were great. So, don't feel restricted by the website!
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Old 11-17-2017, 11:50 AM   #46
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For those that are downgrading, what card are you downgrading to?

If you downgrade to the Sapphire Preferred card, Iím assuming that you have to pay the $95 annual fee?
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Old 11-17-2017, 12:01 PM   #47
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In that case, you would save $55 off the remaining $150 after using the $300 travel credit with Sapphire Reserve.

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For those that are downgrading, what card are you downgrading to?

If you downgrade to the Sapphire Preferred card, Iím assuming that you have to pay the $95 annual fee?
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Old 11-17-2017, 12:07 PM   #48
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Me too. I planned to cancel it, but...I just kept it. With the immediate $300 travel credit and bonus points for travel/restaurants, it's more than worth it.

Although, right now I'm using it a little less because I just got the Chase Marriott rewards card with 80K bonus points!

We are keeping one as well; 3X on those items, and the annual fee is "only" 150 after rebate/credit (Still an annual fee, but it is our only card that carries one). It helps that the priority pass airport lounges were a pleasant surprise (at least in Peru). Every airport had one, so we were comfortable, fed, WIFI'd, and batteries all charged up before each domestic flight (and the flight home).
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Old 11-17-2017, 12:35 PM   #49
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In that case, you would save $55 off the remaining $150 after using the $300 travel credit with Sapphire Reserve.


Yep. The reserve card also accrues points at 3x instead of 2x for travel/dining. So if you spend $5,500/year then you break even between the two cards.

Thatís why Iím wondering what card others are downgrading to?

For us, we easily spend $5,500/year in those categories, so the reserve card is a better deal. Not to mention the other benefits that are offered.
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Old 11-17-2017, 01:40 PM   #50
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3) Wondering if Chase will take back the $600 in travel credits, if we don't keep the account open for the full statement period that begins 12-18-17. I guess I could call Chase and ask...a little awkward....
I don't think so. I was able to get $600 in credits in less than a year (was opened in October, got the first $300 then, and again in January) and they didn't take it back...the account was open less than a year.
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