What do you think of this plan?
62 yrs. still working until Feb. 2017 (probable) wife 67 retired has modest pension
CFP recommends:
Delay SS to 70 (8 yrs) for me, wife claimed at FRA
Take immediate annuity for 8 years (280k)brokerage acct. for any difference needed
Remaining IRA 1/3= structured note, 2/3 moderate risk fund
At 70 take SS, 2 annuities life time riders, covers basic spending for 20 yrs..without Tax deferred except RMD's
thanks for feedback
Nazoomer
Sent from my iPad using Early Retirement Forum
62 yrs. still working until Feb. 2017 (probable) wife 67 retired has modest pension
CFP recommends:
Delay SS to 70 (8 yrs) for me, wife claimed at FRA
Take immediate annuity for 8 years (280k)brokerage acct. for any difference needed
Remaining IRA 1/3= structured note, 2/3 moderate risk fund
At 70 take SS, 2 annuities life time riders, covers basic spending for 20 yrs..without Tax deferred except RMD's
thanks for feedback
Nazoomer
Sent from my iPad using Early Retirement Forum