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Old 09-18-2012, 06:50 PM   #21
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I use two banks - one I can walk to from my place and one very close to my mom, whom I visit frequently. To me, it's about convenience, since they are paying almost no interest.
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Old 09-18-2012, 10:15 PM   #22
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1 checking account to pay bills

1 fund company (VG)

Assorted US EE bonds (from days of w*rk) waiting to get cashed out when they mature
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Old 09-18-2012, 10:22 PM   #23
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I like the KISS principle. IRA accounts are at Vanguard. Taxable investment account at Vanguard. Checking account at a local credit union set up to easily transfer funds to and from VG.
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Old 09-18-2012, 10:34 PM   #24
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Two brokerage companies (most of my money in one of them), and one bank checking account.
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Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.

"I want my money working for me instead of me working for my money!"
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Old 09-18-2012, 10:46 PM   #25
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4 banks (1 checking and 1 for Paypal, 2 CDs and savings)
1 brokerage

ETA: 5 banks - 1 at USAA with almost nothing in it.
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Old 09-18-2012, 11:30 PM   #26
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One credit union for day-to-day stuff, one large brokerage firm for longer term stuff, and Treasury Direct for the longest term stuff.
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Old 09-19-2012, 04:56 AM   #27
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80% at fidelity,10% at vanguard, 10% at local bank
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Old 09-19-2012, 05:27 AM   #28
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We use two brokerages, Vanuard and Fidelity, and three banks, USAA, Wells Fargo, HSA Bank. Wells is pushing hard for us to bank solely with USAA.
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Old 09-20-2012, 04:53 PM   #29
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Quote:
Originally Posted by dmdunca44 View Post
I like the KISS principle. IRA accounts are at Vanguard. Taxable investment account at Vanguard. Checking account at a local credit union set up to easily transfer funds to and from VG.
That sure makes it easy at tax time.
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Old 09-20-2012, 05:02 PM   #30
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Vanguard with auto deduct once a month to US Bank (ATM).

heh heh heh - And a little boogie woogie within Vanguard accounts so I have cash to auto deduct.
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Old 09-20-2012, 05:10 PM   #31
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All IRA and brokerage at Fidelity. I once considered the "all eggs in one basket" argument but decided simplicity ruled. Plus, ours is a substantial sum so their service is impeccable. Of course, I should admit that it was 2-3 decades ago when it was a mere pittance. That's where all the big money stays, and monthly the "needs" are transferred to local credit union that is used for all expenses. Also have a BofA account that just sits there for the simple reason that transfers to and from son are easy; he lives in Africa so this is best way to help him move funds when he needs.
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