TromboneAl
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Jun 30, 2006
- Messages
- 12,880
I have 12 different funds at Vanguard, in part because of the different fund categories (My TIRA, My Roth, Lena's TIRA, Lena's Roth, Taxable). I'd prefer the simplicity of fewer funds.
Most of the money is in indexed stock, bond, and international funds.
In addition, in the interests of diversification, I have 3% of the total in the health care fund, 1% in the small cap value index and 3% in the small cap growth index fund. I could make things slightly simpler if I folded those into the stock index funds.
Do you think the added diversity of this 7% is worth the slight added complexity of having 12 funds instead of 9?
Most of the money is in indexed stock, bond, and international funds.
In addition, in the interests of diversification, I have 3% of the total in the health care fund, 1% in the small cap value index and 3% in the small cap growth index fund. I could make things slightly simpler if I folded those into the stock index funds.
Do you think the added diversity of this 7% is worth the slight added complexity of having 12 funds instead of 9?