Pilot2013
Full time employment: Posting here.
they absolutely can not terminate the plan and make final distributions without spousal consent forms .
As a general rule, married participants must receive the written consent of their spouse prior to taking distribution from a
qualified plan. your spouse must be made aware of any changes .
changing custodians does not require spousal consent but terminating the plan or taking a loan or money out does in most states . i know in ours it does . i went through it .
Not in mine. I have made several "in-service withdrawals" with no notification or consent from spouse.