Originally Posted by explanade
I haven't sold any shares yet.
The two years of my ER, the dividends and cap gain distributions have been reinvested but they would have been enough to cover my annual expenses with some money left over.
But I don't know if that will always be the case. If the market is flat or even down, it seems the dividends and cap gain distributions go down slightly.
this is year two for us in retirement . year 1 saw us up 1% while spending down 3% . year two so far is doing better and the almost 6% we are up is a head of the 3-1/2% draw rate we are spending at . overall we are still down principal so far since retired . getting closer to breaking even ..