Join Early Retirement Today
Reply
 
Thread Tools Display Modes
security security - for disabled
Old 07-07-2013, 05:45 PM   #1
Recycles dryer sheets
 
Join Date: Jul 2009
Posts: 68
security security - for disabled

Hello all,

DW is on disability. She is 58 yo. When she reaches FRA it is my understanding her disability benefits convert to retirement benefits at the same amount. Does she have the option to do a claim/suspend (as a non disabled retiree would) or wait until age 70 in order to increase her benefit? Does she have any other choices to increase her benefit? I am 60 yo. Thanks for your inputs.
engr is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 07-07-2013, 07:34 PM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
MRG's Avatar
 
Join Date: Apr 2013
Posts: 11,078
Almost our situation, so I'm interested. Your understanding is the same as ours, I hope someone can add their wisdom.
MRG is offline   Reply With Quote
Old 07-14-2013, 07:06 AM   #3
Thinks s/he gets paid by the post
Brett_Cameron's Avatar
 
Join Date: May 2011
Location: South Eastern USA
Posts: 1,068
My DW is young and was disabled at an age where she would not have enough credits for any retirement benefits. She does, however, qualify for an average disability benefit.

I would go the local SS office and ask them. I would be surprised if she could suspend and restart.
__________________
All that glitters is not gold. -G. Chaucer, W. Shakespeare
All that is gold does not glitter. -J.R.R. Tolkien
Brett_Cameron is offline   Reply With Quote
Old 08-04-2013, 08:30 AM   #4
Dryer sheet aficionado
 
Join Date: May 2013
Posts: 45
Bumping an old thread here because it appears to have gone unanswered.

Quote:
Originally Posted by engr View Post
Hello all,

DW is on disability. She is 58 yo. When she reaches FRA it is my understanding her disability benefits convert to retirement benefits at the same amount. Does she have the option to do a claim/suspend (as a non disabled retiree would)
The answer becomes more obvious if you try rephrasing the question from the perspective of her already having reached FRA:

"My wife is receiving a retirement benefit, and she has reached her FRA. Can she have payments suspended?"

Yep.
Mike Piper is offline   Reply With Quote
Old 08-04-2013, 08:36 AM   #5
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
MRG's Avatar
 
Join Date: Apr 2013
Posts: 11,078
I'm not the OP, but thank you, we're in the same position and all we could get from SSA said what the OP stated.

Your logic seems very solid.

MRG
MRG is offline   Reply With Quote
Old 08-04-2013, 08:43 AM   #6
Dryer sheet aficionado
 
Join Date: May 2013
Posts: 45
Information about voluntary suspension of benefits can be found here, by the way:

https://secure.ssa.gov/apps10/poms.nsf/lnx/0202409000
Mike Piper is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Quick Links

 
All times are GMT -6. The time now is 03:26 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.