Bumping an old thread here because it appears to have gone unanswered.
Originally Posted by engr
DW is on disability. She is 58 yo. When she reaches FRA it is my understanding her disability benefits convert to retirement benefits at the same amount. Does she have the option to do a claim/suspend (as a non disabled retiree would)
The answer becomes more obvious if you try rephrasing the question from the perspective of her already having reached FRA:
"My wife is receiving a retirement benefit, and she has reached her FRA. Can she have payments suspended?"