Shamelessly picking your brains.

[nun]

Here's the scenario, ER at 55 with $800k in tax advantaged accounts and $300k in after tax and a requirement for $25k income a year. How would you allocate the money using Vanguard funds? I'm fairly conservative 50/50 so I'd use Wellesley, a CD ladder in the tax advantaged, keep $50k in a MM and split the rest between equity and bond index, but I'm interested in how others with different risk tolerances would approach this.