I'm 68 1/2. I used the SS benefits estimator 4 months ago. I used it again today. The numbers for "current" and "at age 70" remained the same.
1. I understand that the "at age 70" estimate did not change, but why didn't the "current" estimate change since I am now 4 months older? Don't benefits rise monthly?
2. They say to file for SS 3 months before you want the benefits to start. Assuming that benefits rise monthly, will I still get credit for the 3 months, or will it be based on "when" I started the process?
thanks
1. I understand that the "at age 70" estimate did not change, but why didn't the "current" estimate change since I am now 4 months older? Don't benefits rise monthly?
2. They say to file for SS 3 months before you want the benefits to start. Assuming that benefits rise monthly, will I still get credit for the 3 months, or will it be based on "when" I started the process?
thanks