All,
We are not high earn income folks but let's assume that we make around $75k/year. Take home around $1800/2 week pay.
Now let's look at the "standard of living" in US and see where i am at.
income $1.8k/2wk = $46k/year take home
mortgage $15k/year
car payment $3.5K/year
property taxes $2.5k/year
cable, cell phone, internet, home phone $2k/year
heating and cooling bill $2k/year
car and home insurance $3k/year
1 short vacation $1k/year
1 nice vacation $3k/year
upkeeping the house and car $2k/year
misc. membership $1k/year
copay and drugs $1k/year
food $4k/year
gasoline $1.5k/year
entertainment ??
===============
total +/- $41.5k/year
$46k income -$41.5k expense = $3.5k left
Reality = seems like we're shorting $5k/year.
Yet I thought we make "big bucks". The standard of living is way way too high. We don't think we're doing anything extravagant at all. I mean no BMW, Mercedes or plasma TV. what's up  ? since when cable, hi speed internet, cel phone became a "standard" for everyone. Am i doing anything wrong here? Thank God my kids do NOT eat much yet...
Just a thought
Enuff
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