Thanks for posting.
It was a piece of marketing lit to keep retail investors investing (as opposed to just saving).
I agree with the basic conclusion... did before they published (just a rehash). Tweet tweet goes the Pied Piper..
(now I will be nasty to the MF industry) It was hardly a public service announcement... more like self service marketing lit!
(now I will rant)
The USA way of retirement prep is not very good. Certainly not adequate for the majority of our fellow citizens. I do not believe the MF industry is the solution... too much room for catastrophic mistakes and way too complicated for the average person.
The only people that absolutely win with the current approach (no matter what happens)?? The MF companies!
Sorry for getting off topic.