John Galt III
Thinks s/he gets paid by the post
- Joined
- Oct 19, 2008
- Messages
- 2,803
Hi,
I've done some searching but haven't found too much. I'm thinking of increasing my homeowner's insurance deductible from $500 to $1000 or $1500. Currently $347 per year for $500 deductible. Would drop to $300 per year for $1000 deductible, and to $260 per year for $1500 deductible.
I've had my ho ins for about 15 years, with Erie. Never used it at all.
I'm trying to think what I might ever use it for. Lightning strike which damages electronics? Water leaking out of plumbing? Somebody falling on sidewalk? Hail?
Just curious what people actually have claimed on their homeowner's insurance, and did your premium increase as a result?
Thanks
I've done some searching but haven't found too much. I'm thinking of increasing my homeowner's insurance deductible from $500 to $1000 or $1500. Currently $347 per year for $500 deductible. Would drop to $300 per year for $1000 deductible, and to $260 per year for $1500 deductible.
I've had my ho ins for about 15 years, with Erie. Never used it at all.
I'm trying to think what I might ever use it for. Lightning strike which damages electronics? Water leaking out of plumbing? Somebody falling on sidewalk? Hail?
Just curious what people actually have claimed on their homeowner's insurance, and did your premium increase as a result?
Thanks