golfersailor
Dryer sheet aficionado
Just wondering about HC budget going forward. Since I just turned 65 and now on Medicare our insurance premiums have really dropped, My wife is now 63 so I still have two years before she goes on Medicare. Right now our monthly premium for both is $460 per month not counting prescriptions or office visits. DW deductible is $3800 per year. We currently only have one prescription between us which is $60 per month. I realize the prescriptions are what really cost you now since drug coverage is not that great. Going forward how due you budget? I do not think normal inflation charge is enough. Does anyone set a higher budget and if you do not spend it save it for the next year? When I first retired 3.5 years we paid $1150 per month plus!