MuirWannabe
Thinks s/he gets paid by the post
- Joined
- Oct 14, 2009
- Messages
- 2,115
YTD is 8.9%. This includes this first week of July.
Wow, talk about déjà vu! In 2011, my portfolio hit a new high in April, went a bit higher in May, took a 5.6% dip in June, but then turned around to hit its high for the year on 7/7/11.
This year, my portfolio hit a new high in April, went a bit higher in May, and took a 5.2% dip in June. And now today, it's up enough that the slightest nudge will put it to another new peak.
Let's just hope that's where the similarities between this year and 2011 end, because late July and early August were not good to me! I took a 14.2% plunge.
Oh well, if it happens again this year, at least I'm balanced out a bit better, so it'll be a good buying opportunity.
For someone at Vanguard I can't find a way to determine YTD percentage. There is a report that gives a one year % and for YTD you can get the actual dollar amount but not a percentage.
In our case, the amount we have there has gone down considerably since the beginning of the year (we bought a house for cash) so I have no clue on how to figure the return when there have been withdrawals from the portfolio.
The overall market was horrible in May and had one of the best Junes in a long time. Whats your AA look like that had your portfolio go up in May and gte hit hard in June?
as of today, 12.94% according to Quicken (AA 65/35).
Really surprised by this great return.
Edit: Quicken can't be right.
This whole thread seems to me to be a bit of a whiz contest. Really! Who has the greatest year to date returns.
Excuse me for saying so, but I think the issue here should not be year-to-date returns as much as whether those returns allow you to achieve your unique long-term goals.
+1This whole thread seems to me to be a bit of a whiz contest. Really! Who has the greatest year to date returns.
Excuse me for saying so, but I think the issue here should not be year-to-date returns as much as whether those returns allow you to achieve your unique long-term goals. Those goals, and consequently how your assets are invested and how they return, will be different for everyone.
-1I think it is also important to ask yourself what will I do with this market turns and heads south as I think it will post elections. What is your plan then?
Now is the time to develop a plan or methodology to exit gracefully with your returns still intact!
REWahoo said:You are obviously new or you would be aware many of us here don't try to time the market, using an asset allocation/rebalancing strategy instead. I'm not smart enough to know what the market will do or when it will do it, so I keep my seatbelt fastened and work to make sure my seat back and tray table is in the full upright position at all times.
+1
-1
You are obviously new or you would be aware many of us here don't try to time the market, using an asset allocation/rebalancing strategy instead. I'm not smart enough to know what the market will do or when it will do it, so I keep my seatbelt fastened and work to make sure my seat back and tray table is in the full upright position at all times.
+1. Was my first thought as well. The only thing a real downturn will do is test whether our AA is correct for our comfort level. 65/35 is easy to leave alone in this market.
REWahoo said:You are obviously new or you would be aware many of us here don't try to time the market, using an asset allocation/rebalancing strategy instead. I'm not smart enough to know what the market will do or when it will do it, so I keep my seatbelt fastened and work to make sure my seat back and tray table is in the full upright position at all times.
Right - you haven't really lost or gained anything until you sell. That was kind of hard to take during what we all went through in 2008-9, but it's easier if you are either still working or have a sufficient cash cushion to ride it out.
Steelyman....you have more steel than I if you plan to ride it out. More power to you.
I doubt it. I just try to make sure I have enough in cash to cover the inevitable downtimes in the market, which seem to be occurring more frequently these days. When it's up, I sell down a bit, that's all.
My username doesn't refer to any metallic component of me, either mentally or physically, but rather my admiration of the band Steely Dan who I think did great work in the 70s and 80s. Plus, I play pedal steel guitar.