pb4uski
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How can I calculate my YTD? I don't track on a monthly basis, but I max my TSP and so far this year have contributed $12124. My earnings not including my contributions are up $19526. Balance on 1/1/12 was $135,600, on 6/30/12 was $167,250. I have attempted to do some of the dreaded market timing this year, going from very risky to very safe. Sometimes it worked out pretty good, like yesterday, other times, not so good, but overall I think not too bad.
You've done well. Your return was 19,526. Your average investment is the beginning of year balance of 135,600 plus 1/2 of your contributions for the year, or 141,662 (assuming that contributions were made evenly throughout the first half of the year). The appreciation of 19,526 divided by 141,662 is 13.8% but that is only for 1/2 a year, so converted to an annualized rate it would be about 29.8%. 29.8% ~ (1.138*1.138)-1