When I run my numbers through Firecalc I don't enter my wifes social security. The reason being is that her's will be less than mine and in the event that one of us dies, my benefit is higher and would be the one chosen. If one of us dies in the early years of retirement, the income need is still the same. If we both live to a ripe old age it doesn't matter. I figure if I can make the numbers work on my S.S, her's will be a cushion.
I'm curious how others view this logic.
I'm curious how others view this logic.