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11-03-2008, 05:47 AM
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#61
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Dryer sheet aficionado
Join Date: Oct 2008
Posts: 46
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I my part of TX, property taxes for an average home about equal what I pay for rent. Think I'll stay put.
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11-03-2008, 05:55 AM
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#62
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Thinks s/he gets paid by the post
Join Date: Jun 2006
Location: Central, Ohio, USA
Posts: 2,635
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3600 SF Condo
Condo Fee: $300 Monthly (effective 1/1/09; high but reserve fund is the reason)
Electric: $54 Per month (Level Pay Plan - usually results in a month of "no charge")
Gas: $73 Per Month (Level Pay Plan - just raised but will be a couple of "no charge")
Water: In Condo Fee
Trash: In Condo/RE Taxes
Contents Insurance: $14 Per Month (Condo Fee covers outside insurance)
Cable TV/Phone/HS Cable Internet: $95 Per month
RE Taxes: $600 a month (this is the bummer)
Total Monthly: $1,150 (Plus of Minus)
No Mortgage.
Market Value: $345K
__________________
Vietnam Veteran, CW4 USA, Retired 1979
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11-03-2008, 06:12 AM
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#63
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Full time employment: Posting here.
Join Date: Mar 2005
Location: Punta Gorda, FL
Posts: 828
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3000 sq. ft house on two acres. I'm about 30 miles outside St. Louis.
240 taxes
155 insurance
175 cable, internet, phone
20 trash pickup
50 sewer/water
200 electic.
200 yard, maint., misc.
so a total of $1040 a month for a mortgage free home that I paid around $250,000 for in 2001.
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11-03-2008, 06:36 AM
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#64
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Thinks s/he gets paid by the post
Join Date: Feb 2008
Posts: 1,281
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3450 sq ft on 3 acres with pool in the city
we have approx 2/3 equity
P&I - 1000
T&I - 600 (texas prop taxes - I don't pay state income tax)
Electric/Gas - Avg 400
Water/Sewer/Trash - Avg $70
Yard Maint - Avg $50
Cable Internet/TV/DVR - $120
Hard line phone $27
2 Cell phones $70
Total approx $2349 month
__________________
Retired 2009!
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11-03-2008, 08:00 AM
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#65
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2006
Posts: 12,880
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$498
Monthly Average: $498
Housing.jpg
__________________
Al
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11-03-2008, 08:04 AM
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#66
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,000
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Quote:
Originally Posted by TromboneAl
Monthly Average: $498
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I don't see anything here for mold abatement and wood hardening...
__________________
Numbers is hard
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11-03-2008, 09:00 AM
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#67
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Recycles dryer sheets
Join Date: Aug 2005
Posts: 127
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Central Florida
1300 SF
$437 mo
__________________
If you think nobody cares whether you're alive or dead, try missing a couple of mortgage payments.
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11-03-2008, 09:25 AM
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#68
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Thinks s/he gets paid by the post
Join Date: Feb 2005
Posts: 2,032
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Chicago area
2500sq ft on 3/10 acre with two car garage
$2,401 P&I
$725 Taxes
$74 Insurance
$21 Garbage
$95 Electric
$100 Nat Gas
$3416 Total
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11-03-2008, 10:34 AM
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#69
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2006
Posts: 12,880
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Quote:
Originally Posted by REWahoo
I don't see anything here for mold abatement and wood hardening...
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Medical is not included in this.
__________________
Al
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11-03-2008, 11:27 AM
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#70
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Thinks s/he gets paid by the post
Join Date: Feb 2007
Posts: 1,250
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Rent (ALL included - elec, H2O, cable, wireless, local land line), 2 parking spaces, 1400+ SF, 2BR/2BA= $1865/mo.....totally reimbursed by the US Taxpayers with per diem. Thank you. This will last until Aug '09. I'd rather be paying rent at home!
__________________
Make no mistake, my friend, it takes more than money to make men rich. - A. P. Gouthey
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11-03-2008, 12:56 PM
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#71
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Full time employment: Posting here.
Join Date: Feb 2006
Posts: 599
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Ug....mine is painful to write. 4400 square feet, brick, 3bath, 4 bedroom.
P/I $3786
Insurance 283
Property Tax 778/mo (Texas)
Electric 359
Water/Sewer/garbage 215 (big yard, lotsa water)
Yard 210 (big yard)
Cable/phone/cellphone/internet 150
TOTAL $5781/month
Anybody want to buy it? LOL
Not retired yet..........can't sell my business
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11-03-2008, 01:03 PM
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#72
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2006
Posts: 12,483
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Quote:
Originally Posted by cardude
Ug....mine is painful to write. 4400 square feet, brick, 3bath, 4 bedroom.
P/I $3786
Insurance 283
Property Tax 778/mo (Texas)
Electric 359
Water/Sewer/garbage 215 (big yard, lotsa water)
Yard 210 (big yard)
Cable/phone/cellphone/internet 150
TOTAL $5781/month
Anybody want to buy it? LOL
Not retired yet..........can't sell my business
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I'm sure the amalgamation of GM/Chrysler will have a buyout plan for you........
__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)
This Thread is USELESS without pics.........:)
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11-03-2008, 01:12 PM
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#73
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2007
Posts: 7,746
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$378 a month for a 1925 sq ft house in the southeastern united states, in a major metropolitan area. Does not include $1078 a month on a 10 year mortgage (8 years left).
property tax 118
Gas/Electric 150
water/sewer/trash 39
insurance 38
phone 20
cable 13
TOTAL 378
Property tax, gas and electric, insurance and phone have all dropped in price since last year.
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11-03-2008, 01:24 PM
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#74
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2008
Posts: 5,170
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Northern CA - South Bay
Rent 1600 (1200 sqft)
Gas/Electric 80
water/sewer/trash 65
phone 80
cable 86
Total 1911
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11-03-2008, 02:00 PM
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#75
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Recycles dryer sheets
Join Date: Nov 2007
Location: Central Oklahoma
Posts: 64
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Central Oklahoma
2400 sq. ft. brick house, horse barn, 20 acres
(sep. parcel from the ranch)
Taxes 60.
Electric 45.
Garbage 14.
Water 20.
Propane 50.
Phone 24.
Internet 16.
Ins. 65.
Cell phone 70.
Grand total: $ 364.00 Yikes, my spending is getting out of control!!
sorry about the uneven columns
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11-03-2008, 02:19 PM
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#76
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Thinks s/he gets paid by the post
Join Date: Jul 2007
Location: St. Louis
Posts: 1,563
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Quote:
Originally Posted by cardude
Ug....mine is painful to write. 4400 square feet, brick, 3bath, 4 bedroom.
P/I $3786
Insurance 283
Property Tax 778/mo (Texas)
Electric 359
Water/Sewer/garbage 215 (big yard, lotsa water)
Yard 210 (big yard)
Cable/phone/cellphone/internet 150
TOTAL $5781/month
Anybody want to buy it? LOL
Not retired yet..........can't sell my business
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That's funny cardude we are living for what you spend on your yard. The yard and water for it are coming up to about 425 a little more than we are running the entire house on. But to each his own I just get a laugh out of it.
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11-03-2008, 03:09 PM
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#77
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Thinks s/he gets paid by the post
Join Date: Oct 2006
Posts: 1,074
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1300 Sq Ft Condo (High Rise)
2580 Interest
470 Taxes
600 HOA
23 Insurance
80 Electric
25 Gas
200 Cable/Phone/Internet
3978 Total
4200 Sq Ft House (3 acres)
441 P/I
120 Insurance
241 Taxes
101 Electric
4 Water
65 Yard Maintenace
972 Total
__________________
Someday this war's gonna end . . .
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11-03-2008, 03:20 PM
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#78
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Thinks s/he gets paid by the post
Join Date: Jun 2005
Posts: 4,391
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Yeah housing doesn't cost much at all. In fact it costs next to nuthin'.
between that and a sack of beans and a sack of rice I keep my livin' costs really low.
Stop workin' and start livin'.
The good life awaits you.
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11-03-2008, 04:08 PM
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#79
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gone traveling
Join Date: May 2008
Posts: 3,864
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East Mesa, AZ, 2862 ft2, built in 2001, Purchase Price $269K
1. Mortgage $0
2. Property Tax $150 (not a typo!)
3. Insurance $60
4. HOA $40
5. H20/Gas/Sewer $90
6. Power $165
7. Cable $69
8. Landline Phone $35
9. Pool maintenance $25
Total $634 ( + 10%)
House valued at ~475-$495K (Down from $575K in 2006)
Vacation home Home in Northern AZ Mogollon Rim Country 1700ft2, Built in 2000, Purchase Price $146K
1. Mortgage $0
2. Property Tax $100
3. Insurance $60
4. HOA $50
5. H20/Gas/Sewer $30
6. Power $90
7. Cable $25
8. Landline Phone $30
Total $385 ( + 10%)
2nd House valued at ~300-$325K
Life is good without a mortgage.
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11-03-2008, 04:59 PM
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#80
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Full time employment: Posting here.
Join Date: Feb 2008
Location: Central Coast, California
Posts: 923
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Quote:
Originally Posted by Frugality_of_Apathy
They must have one killer clubhouse to charge more than a third of your mortgage.
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No clubhouse. To be fair, the HOA fees of $415 cover:
Landscape maintenance (we've got quite a lot, but no lawn)
Hot water
Water
Sewer
Trash & recycling & greenwaste pickup
Earthquake & Fire insurance on the structure
Pool (large, clean, lovely, heated) maintenance & equipment
Outdoor lighting
Maintenance.
Taxes, management, etc.
Also, to be fair, when we bought the place 6 years ago the HOA dues were $280/mo and our mortgage (recently refinanced) was $1930/mo. So the ratio was much better.
The dues increase over the past six years has been nearly entirely due to cost increases for roofers and insurance. Our earthquake insurance more than doubled last year, despite the fact that nothing structural about our buildings has changed. We've also been aggressively saving (as an HOA) to fully fund our reserves. Once that's done it's everyone's hope that we can hold steady or decrease dues. Since I'm on the board, I'm going to see if I can help make that happen.
__________________
"You'd be surprised at how much it costs to look this cheap." -- Dolly Parton
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