|
|
Your monthly cost of housing
11-01-2008, 02:10 PM
|
#1
|
Full time employment: Posting here.
Join Date: Jun 2008
Posts: 534
|
Your monthly cost of housing
I thought this would go nicely with the annual expense poll. What is your average monthly cost of living in your house less repairs and upgrades.
Mine is 1000 sq ft ranch with basement and 2 car garage. I included Property Tax, Heat, Electric, Water & Sewer, Cable & Phone, Insurance, Garbage pickup and ADT system.
Currently $792 a month for single occupant.
__________________
Never surrender what you really want for what you want right now.
|
|
|
|
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
11-01-2008, 02:19 PM
|
#2
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2006
Location: Collin County, TX
Posts: 9,293
|
1820 sq ft ranch, two car garage, two people and I used the expenses you listed. It came to $738 per month.
__________________
There's no need to complicate, our time is short..
|
|
|
11-01-2008, 02:20 PM
|
#3
|
Recycles dryer sheets
Join Date: Nov 2007
Posts: 95
|
2200 heated with 3 1/2 car garage. $1166/mo for two of us, kids grown, groceries not included
mort/prop tax - 760 - soon to be ZERO !...well except for taxes.. (aprox $100)
water - 15
elect - 90
gas - 25
cable/internet - 90
cell phone - 90
insurance - 96
s. Louisiana
|
|
|
11-01-2008, 02:23 PM
|
#4
|
Recycles dryer sheets
Join Date: Mar 2008
Posts: 413
|
2600 sq ft house on 3 acres in Western Washington
Property tax- $208
water $ 16, (good working septic free)
Power $65, (wood heat free)
cable $49
gas for mower $15
maintenance $50
phone/internet $75
insurance $41
mortgage $0000000000000.00
housing costs=478
|
|
|
11-01-2008, 02:24 PM
|
#5
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2003
Location: Kansas City
Posts: 7,968
|
1100 sq ft, north of Kansas City, built 1970, basement, no garage.
534 - house 30 yr fixed, insurance, property tax
60 - average electric.
60 - average gas.
45 - water and sewer
15 - garbage pickup
140 - cable, phone, internet
854/mo - weather depending for gas and electric - also how many trips I take.
Two of us, 2 dogs, one cat and a 38 gal Aquarium down to 4 fat goldfish and Leroy the sucker fish who survived last years 5 day power outage due to the ice storm.
heh heh heh - looks like my really cheap/frugal days are behind me, although I'd like to think I could honk back on shelter expenses if I really had to. .
|
|
|
11-01-2008, 02:28 PM
|
#6
|
Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,467
|
Quote:
Originally Posted by shotgunner
I thought this would go nicely with the annual expense poll. What is your average monthly cost of living in your house less repairs and upgrades.
Mine is 1000 sq ft ranch with basement and 2 car garage. I included Property Tax, Heat, Electric, Water & Sewer, Cable & Phone, Insurance, Garbage pickup and ADT system.
Currently $792 a month for single occupant.
|
For my 1558 sq ft brick ranch house, no basement, no garage, no ADT, single occupant, the charges you list come to $218/month. $427/month (made a mistake - - see breakdown in post on the next page)
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
|
|
|
11-01-2008, 02:34 PM
|
#7
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
|
1140 square foot, 64-year-old rock home here -- no mortgage. With insurance, all utilities and prorated maintenance and property taxes, about $450 a month.
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
|
|
|
11-01-2008, 02:35 PM
|
#8
|
Full time employment: Posting here.
Join Date: Jun 2008
Posts: 534
|
NH is a property tax hell state as we have no income of sales tax of my $792 a month, $333 is prop tax.
__________________
Never surrender what you really want for what you want right now.
|
|
|
11-01-2008, 02:35 PM
|
#9
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Posts: 5,340
|
Quote:
Originally Posted by shotgunner
I thought this would go nicely with the annual expense poll. What is your average monthly cost of living in your house less repairs and upgrades.
Mine is 1000 sq ft ranch with basement and 2 car garage. I included Property Tax, Heat, Electric, Water & Sewer, Cable & Phone, Insurance, Garbage pickup and ADT system.
Currently $792 a month for single occupant.
|
860 sq ft condo.
Property tax- $75
Electric/heat- $100 avg.
Condo fee(water/
sewer,garbage) - $110
Cable/phone/internet $140
Insurance $25
TOTAL $450
|
|
|
11-01-2008, 03:11 PM
|
#10
|
Full time employment: Posting here.
Join Date: May 2007
Posts: 982
|
1500 sqft brick house, garage but no basement, no mortgage, just me and the mutt -- monthly total for the items listed = $327.
$80/mo property tax (assessment value $400k)
$82/mo electric
$16/mo water
$14/mo trash
$70/mo cable TV & internet
$27/mo phone
$38/mo homeowners' insurance
$327/mo total
|
|
|
11-01-2008, 03:14 PM
|
#11
|
Thinks s/he gets paid by the post
Join Date: Feb 2006
Posts: 1,183
|
3600 sq ft, 3 car garage, suburban, 4 bedroom home in Phoenix Metro with a pool. Even with the downturn in property values, it is still worth $375K on a conservative estimate. Purchased new in 12/96 for $250K.
PI $759.88
Tax & Ins $280.75
Electric $300
Water Sewer Trash $75
Gas $110
Cable TV, Internet, Land Line $100
Grand Total $1625.63
Plan to pay off balance of $100K late in 2009 or 2010 (depending on Mr Market cooperating with my after tax account).
|
|
|
11-01-2008, 03:17 PM
|
#12
|
Gone but not forgotten
Join Date: Aug 2006
Posts: 6,924
|
Quote:
Mine is 1000 sq ft ranch with basement and 2 car garage. I included Property Tax, Heat, Electric, Water & Sewer, Cable & Phone, Insurance, Garbage pickup and ADT system.
|
2007:$753.55
property tax, natural gas, electric, water, sewer, trash, cable, phone, insurance, DSL, misc.
~1000 sf w/ basement and attached 1 car garage.
Will be higher for 2008, mainly because of natural gas (heating cooking hot water).
__________________
"Knowin' no one nowhere's gonna miss us when we're gone..."
|
|
|
11-01-2008, 03:18 PM
|
#13
|
Moderator Emeritus
Join Date: May 2007
Posts: 12,890
|
2500 sqft home, Northern Alabama (2 people, 2 cats)
Expenses listed by OP: $521 per month
Mortgage costs were not listed by OP, but if included: $1,285 per month.
|
|
|
11-01-2008, 03:18 PM
|
#14
|
Thinks s/he gets paid by the post
Join Date: Jul 2007
Location: St. Louis
Posts: 1,563
|
1500 sq ft home with taxes and all Utilities even high speed it comes to $400 a month.
2 people
|
|
|
11-01-2008, 03:21 PM
|
#15
|
Thinks s/he gets paid by the post
Join Date: Dec 2005
Posts: 1,228
|
~750 sq ft apartment in San Francisco
rent $2000/mo
all utilities including internet (no pay TV): ~130/month
Grand total $2130
|
|
|
11-01-2008, 03:40 PM
|
#16
|
Gone but not forgotten
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 11,447
|
3,600 sq. ft house with pool and boat dock in Florida $1201.
|
|
|
11-01-2008, 03:49 PM
|
#17
|
Thinks s/he gets paid by the post
Join Date: Jul 2007
Location: St. Louis
Posts: 1,563
|
Quote:
Originally Posted by Want2retire
For my 1558 sq ft brick ranch house, no basement, no garage, no ADT, single occupant, the charges you list come to $218/month.
|
I wanted to ask Want2retire what are your home taxes are there in the big easy. We have about the same size home in Missouri for $1700 a year in taxes.
|
|
|
11-01-2008, 04:03 PM
|
#18
|
Thinks s/he gets paid by the post
Join Date: Jun 2006
Location: Central, Ohio, USA
Posts: 2,635
|
Too much but then all of the underpasses in Florida are taken.
__________________
Vietnam Veteran, CW4 USA, Retired 1979
|
|
|
11-01-2008, 04:46 PM
|
#19
|
Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,467
|
Quote:
Originally Posted by rec7
I wanted to ask Want2retire what are your home taxes are there in the big easy. We have about the same size home in Missouri for $1700 a year in taxes.
|
Our taxes went down after Katrina, temporarily, to let people get back on their feet. Next year, they are going back up to where they were. So last year, property taxes were $541 (or was it $551? $451? I don't have my spreadsheet over here at Frank's house). Anyway, about $45/mo. Next year I am expecting them to go back up to $950, about $79/mo. My house is assessed at $16K ($160K assumed value, my purchase price in 2002).
Since I am planning to retire in Springfield, Missouri, naturally I looked into taxes and insurance on homes several years ago. In general, in comparing Springfield to New Orleans, property taxes are higher in Missouri and homeowners' insurance is higher in New Orleans, by about the same amount.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
|
|
|
11-01-2008, 04:49 PM
|
#20
|
Gone but not forgotten
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 11,447
|
Quote:
Originally Posted by rec7
I wanted to ask Want2retire what are your home taxes are there in the big easy. We have about the same size home in Missouri for $1700 a year in taxes.
|
I was also wondering how you get taxes , electric , water & sewer , cable & phone and home insurance for that price . I'm moving there . Even when I had a much smaller house in Florida my expenses were more than that .
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
Thread Tools |
|
Display Modes |
Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|