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Your monthly cost of housing
Old 11-01-2008, 03:10 PM   #1
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Your monthly cost of housing

I thought this would go nicely with the annual expense poll. What is your average monthly cost of living in your house less repairs and upgrades.

Mine is 1000 sq ft ranch with basement and 2 car garage. I included Property Tax, Heat, Electric, Water & Sewer, Cable & Phone, Insurance, Garbage pickup and ADT system.

Currently $792 a month for single occupant.
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Old 11-01-2008, 03:19 PM   #2
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1820 sq ft ranch, two car garage, two people and I used the expenses you listed. It came to $738 per month.
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Old 11-01-2008, 03:20 PM   #3
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2200 heated with 3 1/2 car garage. $1166/mo for two of us, kids grown, groceries not included

mort/prop tax - 760 - soon to be ZERO !...well except for taxes.. (aprox $100)
water - 15
elect - 90
gas - 25
cable/internet - 90
cell phone - 90
insurance - 96

s. Louisiana
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Old 11-01-2008, 03:23 PM   #4
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2600 sq ft house on 3 acres in Western Washington

Property tax- $208
water $ 16, (good working septic free)
Power $65, (wood heat free)
cable $49
gas for mower $15
maintenance $50
phone/internet $75
insurance $41
mortgage $0000000000000.00
housing costs=478
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Old 11-01-2008, 03:24 PM   #5
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1100 sq ft, north of Kansas City, built 1970, basement, no garage.

534 - house 30 yr fixed, insurance, property tax
60 - average electric.
60 - average gas.
45 - water and sewer
15 - garbage pickup
140 - cable, phone, internet

854/mo - weather depending for gas and electric - also how many trips I take.

Two of us, 2 dogs, one cat and a 38 gal Aquarium down to 4 fat goldfish and Leroy the sucker fish who survived last years 5 day power outage due to the ice storm.

heh heh heh - looks like my really cheap/frugal days are behind me, although I'd like to think I could honk back on shelter expenses if I really had to. .
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Old 11-01-2008, 03:28 PM   #6
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Quote:
Originally Posted by shotgunner View Post
I thought this would go nicely with the annual expense poll. What is your average monthly cost of living in your house less repairs and upgrades.

Mine is 1000 sq ft ranch with basement and 2 car garage. I included Property Tax, Heat, Electric, Water & Sewer, Cable & Phone, Insurance, Garbage pickup and ADT system.

Currently $792 a month for single occupant.
For my 1558 sq ft brick ranch house, no basement, no garage, no ADT, single occupant, the charges you list come to $218/month. $427/month (made a mistake - - see breakdown in post on the next page)
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Old 11-01-2008, 03:34 PM   #7
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1140 square foot, 64-year-old rock home here -- no mortgage. With insurance, all utilities and prorated maintenance and property taxes, about $450 a month.
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Old 11-01-2008, 03:35 PM   #8
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NH is a property tax hell state as we have no income of sales tax of my $792 a month, $333 is prop tax.
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Old 11-01-2008, 03:35 PM   #9
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Originally Posted by shotgunner View Post
I thought this would go nicely with the annual expense poll. What is your average monthly cost of living in your house less repairs and upgrades.

Mine is 1000 sq ft ranch with basement and 2 car garage. I included Property Tax, Heat, Electric, Water & Sewer, Cable & Phone, Insurance, Garbage pickup and ADT system.

Currently $792 a month for single occupant.
860 sq ft condo.

Property tax- $75
Electric/heat- $100 avg.
Condo fee(water/
sewer,garbage) - $110
Cable/phone/internet $140
Insurance $25

TOTAL $450
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Old 11-01-2008, 04:11 PM   #10
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1500 sqft brick house, garage but no basement, no mortgage, just me and the mutt -- monthly total for the items listed = $327.

$80/mo property tax (assessment value $400k)
$82/mo electric
$16/mo water
$14/mo trash
$70/mo cable TV & internet
$27/mo phone
$38/mo homeowners' insurance

$327/mo total
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Old 11-01-2008, 04:14 PM   #11
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3600 sq ft, 3 car garage, suburban, 4 bedroom home in Phoenix Metro with a pool. Even with the downturn in property values, it is still worth $375K on a conservative estimate. Purchased new in 12/96 for $250K.

PI $759.88
Tax & Ins $280.75
Electric $300
Water Sewer Trash $75
Gas $110
Cable TV, Internet, Land Line $100

Grand Total $1625.63

Plan to pay off balance of $100K late in 2009 or 2010 (depending on Mr Market cooperating with my after tax account).
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Old 11-01-2008, 04:17 PM   #12
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Quote:
Mine is 1000 sq ft ranch with basement and 2 car garage. I included Property Tax, Heat, Electric, Water & Sewer, Cable & Phone, Insurance, Garbage pickup and ADT system.
2007:$753.55
property tax, natural gas, electric, water, sewer, trash, cable, phone, insurance, DSL, misc.
~1000 sf w/ basement and attached 1 car garage.

Will be higher for 2008, mainly because of natural gas (heating cooking hot water).
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Old 11-01-2008, 04:18 PM   #13
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2500 sqft home, Northern Alabama (2 people, 2 cats)

Expenses listed by OP: $521 per month
Mortgage costs were not listed by OP, but if included: $1,285 per month.
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Old 11-01-2008, 04:18 PM   #14
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1500 sq ft home with taxes and all Utilities even high speed it comes to $400 a month.
2 people
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Old 11-01-2008, 04:21 PM   #15
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~750 sq ft apartment in San Francisco

rent $2000/mo
all utilities including internet (no pay TV): ~130/month

Grand total $2130
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Old 11-01-2008, 04:40 PM   #16
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3,600 sq. ft house with pool and boat dock in Florida $1201.
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Old 11-01-2008, 04:49 PM   #17
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Originally Posted by Want2retire View Post
For my 1558 sq ft brick ranch house, no basement, no garage, no ADT, single occupant, the charges you list come to $218/month.
I wanted to ask Want2retire what are your home taxes are there in the big easy. We have about the same size home in Missouri for $1700 a year in taxes.
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Old 11-01-2008, 05:03 PM   #18
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Too much but then all of the underpasses in Florida are taken.
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Old 11-01-2008, 05:46 PM   #19
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I wanted to ask Want2retire what are your home taxes are there in the big easy. We have about the same size home in Missouri for $1700 a year in taxes.
Our taxes went down after Katrina, temporarily, to let people get back on their feet. Next year, they are going back up to where they were. So last year, property taxes were $541 (or was it $551? $451? I don't have my spreadsheet over here at Frank's house). Anyway, about $45/mo. Next year I am expecting them to go back up to $950, about $79/mo. My house is assessed at $16K ($160K assumed value, my purchase price in 2002).

Since I am planning to retire in Springfield, Missouri, naturally I looked into taxes and insurance on homes several years ago. In general, in comparing Springfield to New Orleans, property taxes are higher in Missouri and homeowners' insurance is higher in New Orleans, by about the same amount.
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Old 11-01-2008, 05:49 PM   #20
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I wanted to ask Want2retire what are your home taxes are there in the big easy. We have about the same size home in Missouri for $1700 a year in taxes.

I was also wondering how you get taxes , electric , water & sewer , cable & phone and home insurance for that price . I'm moving there . Even when I had a much smaller house in Florida my expenses were more than that .
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