robnplunder
Thinks s/he gets paid by the post
... and why?
I expect SS to be means-tested somewhere down the road. And I expect anyone with sufficient assets to contemplate ER - including most of the people on this board - to be adversely affected.
... and why?
Wow, thanks for the replies. I posted this to help decide what I should do and hope others can also benefit.
I could not find the acronyms for the following (even after checking the FAQ acronym thread):
WEP - not related to DSL security
Cola - not a soda
FRA - not a country designation
RMD - not a weapon of mass destruction
LTC - is it Long Term Care?
We're also planning on 70 due to high longevity in both our families. If things go south and we need to take it earlier, so be it.
However, it may increase our lifetime income (lower taxes) to take it earlier to avoid a stepwise increase at 70 due to RMD and max SS, I have 11-13 years to figure that out (hopefully by year end to begin Roth conversions ASAP) - we'll see...