Anima Mundi
Dryer sheet wannabe
- Joined
- Apr 14, 2010
- Messages
- 14
Nooblet to the FIRE thing, and also my first post.
I'm currently working at a low-paying job and my job recently began offering a Roth IRA and a 457 plan (I enrolled in both.) I am still struggling to find better-paying work to help pay off my student loans and CC debt, and also help out my parents with their mortgage and want to set aside funds for them so they can retire.
Lately I've been thinking about how soon I'd be able to retire (I'm barely under 30 at this point.) TBH, I'm miserable working and earning a living, and fantasize about not having to work anymore so I can spend my time on activities I care about. At the same time, I'm a thing-oriented person and I'd still like to have some money for at least good food and wine, travel overseas, quality clothing and shoes, some jewelry, and a nice car (at the very least, I already have this one!) I'm not asking for a yacht, a private jet, multiple residences and a different colored Birkin for each day of the week.
Is there anyone who's managed to find a balance between satisfying their needs and at least some of their wants and also be FI? Or do I have to live like a spartan just to be able to afford to not work?
I'm currently working at a low-paying job and my job recently began offering a Roth IRA and a 457 plan (I enrolled in both.) I am still struggling to find better-paying work to help pay off my student loans and CC debt, and also help out my parents with their mortgage and want to set aside funds for them so they can retire.
Lately I've been thinking about how soon I'd be able to retire (I'm barely under 30 at this point.) TBH, I'm miserable working and earning a living, and fantasize about not having to work anymore so I can spend my time on activities I care about. At the same time, I'm a thing-oriented person and I'd still like to have some money for at least good food and wine, travel overseas, quality clothing and shoes, some jewelry, and a nice car (at the very least, I already have this one!) I'm not asking for a yacht, a private jet, multiple residences and a different colored Birkin for each day of the week.
Is there anyone who's managed to find a balance between satisfying their needs and at least some of their wants and also be FI? Or do I have to live like a spartan just to be able to afford to not work?