I have some money from birthday and graduation...$2000 that I need to put in an account and I am not sure where to put it.
Fidelity: 401K, pension
Neuberger/Berman: Roth IRA, IRA, Focus/Partners/Guardian Equity Fund Series
I am thinking of opening up a Vanguard account but am not sure if I should do the Target Retirement or not. In addition to the 2K, I will have 200/month to put it that account. Currently, I don't have a 401K with company that I am with or health insurance, so I am paying out of pocket/savings for both of them. The owners are looking into both of these things and would not be able to offer it until summer of 2010. I have already not contributed anything for the last ten months due to school and career change. I did send $1500 to the Equity Fund series last month after paying bills.