If you don't mind sharing, what are the biggest cuts you've made that you don't miss?
I will tell you against my better judgement due to all the "well I could never save $600 on hair stylists because I cut my own hair now looking at my reflection in a store window using nothing but a rusty scissors I found in the dumpster outside of Goodwill" posts that are sure to follow.
Yes, I get that some people can't get the same degree of savings because they never spent as much to begin with. So what I write may not apply to anyone else.
- Shop warehouse stores (Costco and FoodMaxx) - saved $2,500
- DH did our taxes, not CPA
- No more train tickets to go to work
- No more milegage costs to get to train station
- No more work lunches
- With lower expenses we no longer needed life and disability insurance - $3K
- Lowered our energy bill from worst year of $4.4K to $1.6K current year
- No more extra vacation buy needed
- Ooma for landline - $600
- Prepaid cell phone plans - $600
- 2% instead of 1% cash back credit card
- Get gas at Costco with 2% back card
- Cut back on processed food and carry out
- Switched hair dressers - saved $660 year
- Sold a car no one was using. Replaced another with a car with better MPG and repair record model.
- Cut back cable to to Internet / basic cable on one TV - $1200
- Price shop cable rates every 6 months.
- Raised insurance deductibles - $500
- Make our own cleaning supplies
- Replaced many disposable items with reusable - water bottles, cloth towel and napkins, stainless steel pot scrubbers (one has lasted three years compared to the steel wool store ones that disintegrate after a month), rechargeable batteries
- Stopped a collecting hobby - $1k
I just started using many of the ideas from frugal forums and sustainable living ideas from sites like Mother Earth News, as long as the ideas don't involve crops, lye, livestock or hard work. I want to live low cost but not if it involves working like the Amish.