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View Poll Results: How Care was performed
One Parent took care of the other parent as long as they could. 24 50.00%
Parent was placed in a nursing home Permanently 15 31.25%
Parent was placed in a nursing home and removed due to problems 2 4.17%
Used In-home Hospice 5 10.42%
Children cared for Parent in the Childs Home 13 27.08%
Supplemented Parent care with Adult Day Care 3 6.25%
Parent lived in an assited living facility 14 29.17%
Parent used in-home caretaker (part-time or full-time) 17 35.42%
Multiple Choice Poll. Voters: 48. You may not vote on this poll

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Old 03-06-2008, 03:13 AM   #41
chinaco
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Join Date: Feb 2007
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Quote:
Originally Posted by katwoman View Post
"Stay at home daughter" is my status going on 5.5 yrs.

The only "good" thing is that my brother had the foresight to purchase a LTC policy long before these became popular. Mom's policy has a maximum $4500 monthly benefit for a caregiver in the home so in addtion to me we have a 24 hour caregiver who is wonderful. BTW, this is a LIFETIME benefit and from the looks of things mom is going to last a good long while given the level of care she gets.
Wise move on your brother's part. Lifetime benefit is probably rare today. The cost of an LTC policy on an individual basis are fairly high.
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Disclaimer: I make no warranty or guarantee about the accuracy or completeness of this information. I am not a financial planner, my comments only represent my opinion.
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