ProspectiveBum
Full time employment: Posting here.
I'm not particularly close to retiring yet, but when my wife and I do pull the trigger, we'll need to find private health insurance until we qualify for Medicare. When we bought term life insurance recently, my rate was almost double hers, due to a BMI of >30. According to the charts, a good healthy BMI for me of 22.5 would have me weighing 180lbs at 6'3". I haven't weighed 180lbs since I was 13 or 14 years old. I was ~215 when I graduated high school as a skinny 17-year-old.
I definitely need to lose some weight, but with my frame being what it is, it's unlikely that I'll get my BMI below 27.5 in this lifetime (that would have me at 220lbs). Will insurance companies use body-fat % or some other measure to calculate a fair rate for people who don't "fit" the normal height/frame for BMI?
I definitely need to lose some weight, but with my frame being what it is, it's unlikely that I'll get my BMI below 27.5 in this lifetime (that would have me at 220lbs). Will insurance companies use body-fat % or some other measure to calculate a fair rate for people who don't "fit" the normal height/frame for BMI?