I was just phone interviewed by Social Security for Medicare and took parts A & B. Now I am looking at possibly getting a Medicare supplemental dental plan for dental implants should I need them. Does anyone have any real life experience with this?
What companies are best? Is this worth purchasing? Etc.
?
My wife and I have benefited greatly over the years through dental insurance; however, that insurance was through an employer. We knew our insurance was going to be cancelled and we had some time to get things fixed. We had some crowns done (4), one surgically removed tooth, cleanings, xrays, etc. that would have cost at least $7000. Our cost was less than $1k.
I think a lot depends on your personal history with dental care. My SIL and GSon spend a ton on dental due to history of bad dental genes. Daughter has beautiful teeth and spends very little. Read an article recently how good dental hygene is related to your overall health. One of my good friends who is a scientist told me recently that when people started paying more attention to their teeth, back in the 40's and 50's is when life expectancy increased by leaps and bounds. I don't have any facts to back this up but I believe him and can invision this as the case.
Sorry for rambling on but this is a very important subject.