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Old 02-07-2013, 11:12 AM   #41
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Originally Posted by Buckeye View Post
Doesn't "provide" just mean "make available for the employee to purchase if he wants to?" Can't companies offer insurance but keep their costs relatively low by shifting most of the cost of the premium to the employee if he wants coverage through the company's plan? Some employees may not be able to afford the premium but that's the employee's problem/choice and the company has met its obligation?

I may be misunderstanding what the word "provide" means wrt the PPA.

Looking at the link Samclem provided... I saw

"minimum essential coverageMinimum essential coverage in relation to employer-sponsored health care coverage:
Coverage that is “affordable,” offers the required essential health benefits, and pays at least 60 percent of the total allowed costs of the plan benefits (or actuarial value).

So, it seems the company has to pay 60% for it to count.... just providing coverage is not enough....

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