KevininIowa
Confused about dryer sheets
I am trying to get a handle on what basically should or will happen with the new health care laws being enacted.
I am 57, retired with a pension but currently working part-time at a community college. My status is part-time regular with partial benefits (sick and vacation leave only). I work an average of 30+ hours a week. Never less than 30 hours.
What will my employer be required to do as far as health insurance? The Community College currently provides single health insurance in full to their full-time employees, and a reduced premium for employee+spouse, etc.
I am currently paying the full cost of health insurance through the retired group from my former employer at the rate of around $600 a month.
My questions are -- will my employer be providing me with insurance as a newly qualified "full-time" employee based on health care act? Or will my current employer only have to offer access to the health insurance with me paying the full premium as I do now from my former employer? My salary from my current employer is about $38,000. Will my premium be based on the fact that 9.5% of my salary is considerably less than the $600 a month I am paying now? That percentages is the rate that they say that employers should limit the premium cost of coverage to their full-time employees based on their salary.
Overall, my salary plus my pension is $38,000 + $50,000 for a total of about $90,000. This does not include my wife who is retiring in May, 2013. She will also have a pension of at least $40,000 and plans to work part-time too. She currently makes around $72,000 before retiring in May.
I know that is probably way too much information to digest, but trying to plan a little ahead and hope for some premium relief as we will be paying around $1,300 a month for the both of us to be covered by our former employers.
I am 57, retired with a pension but currently working part-time at a community college. My status is part-time regular with partial benefits (sick and vacation leave only). I work an average of 30+ hours a week. Never less than 30 hours.
What will my employer be required to do as far as health insurance? The Community College currently provides single health insurance in full to their full-time employees, and a reduced premium for employee+spouse, etc.
I am currently paying the full cost of health insurance through the retired group from my former employer at the rate of around $600 a month.
My questions are -- will my employer be providing me with insurance as a newly qualified "full-time" employee based on health care act? Or will my current employer only have to offer access to the health insurance with me paying the full premium as I do now from my former employer? My salary from my current employer is about $38,000. Will my premium be based on the fact that 9.5% of my salary is considerably less than the $600 a month I am paying now? That percentages is the rate that they say that employers should limit the premium cost of coverage to their full-time employees based on their salary.
Overall, my salary plus my pension is $38,000 + $50,000 for a total of about $90,000. This does not include my wife who is retiring in May, 2013. She will also have a pension of at least $40,000 and plans to work part-time too. She currently makes around $72,000 before retiring in May.
I know that is probably way too much information to digest, but trying to plan a little ahead and hope for some premium relief as we will be paying around $1,300 a month for the both of us to be covered by our former employers.