NW-Bound
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Jul 3, 2008
- Messages
- 35,712
From the above post by rockymountainhigh, out of curiosity, I went on the Colorado state exchange, punched in a ZIP code for Denver, and saw some prices similar to what I got on ehealthinsurance but for my AZ location. Yep, both are about $500 more than what I am paying with my existing pre-ACA policy.
It's only the healthcare.gov site that promises premiums below what I am paying now, while at the same time saying those do not even include subsidy. And it also offers no details on copays and deductibles like ehealthinsurance and specific web sites of the insurers.
I fear that there's misinformation that is going to disappoint people who get excited about the low cost promised by healthcare.gov.
As of one week ago, I told my wife we may just keep our existing pre-ACA insurance for another year until the dust settles. That looks more likely now, though I have invested quite a few hours surfing, looking for info.
And about the requirement for proof of income, the case of early retirees who can "define" their own level of income is not understood at all by the bureaucracy, judging from a post on another thread. That poster said that if they are not happy with your "proof of income", they will yank your policy by Jan 4, 2014. That's not an acceptable risk to me, fighting with some fed paper pushers while having no insurance. I am getting discouraged. See: http://www.early-retirement.org/for...te-on-the-exchange-yet-68723.html#post1366793
It's only the healthcare.gov site that promises premiums below what I am paying now, while at the same time saying those do not even include subsidy. And it also offers no details on copays and deductibles like ehealthinsurance and specific web sites of the insurers.
I fear that there's misinformation that is going to disappoint people who get excited about the low cost promised by healthcare.gov.
As of one week ago, I told my wife we may just keep our existing pre-ACA insurance for another year until the dust settles. That looks more likely now, though I have invested quite a few hours surfing, looking for info.
And about the requirement for proof of income, the case of early retirees who can "define" their own level of income is not understood at all by the bureaucracy, judging from a post on another thread. That poster said that if they are not happy with your "proof of income", they will yank your policy by Jan 4, 2014. That's not an acceptable risk to me, fighting with some fed paper pushers while having no insurance. I am getting discouraged. See: http://www.early-retirement.org/for...te-on-the-exchange-yet-68723.html#post1366793
"Five monkeys jumping on the turtle back
One fell off and bumped his head
Mama calls the doctor and the doctor said
No more monkey allowed on the ACA plan"
One fell off and bumped his head
Mama calls the doctor and the doctor said
No more monkey allowed on the ACA plan"
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