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Old 12-28-2010, 12:50 PM   #21
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Originally Posted by Westernskies View Post
Interesting that there have been no follow-up posts from the OP...
the second response told him to go to the "AAA" forum

... he may have read that and moved on
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Old 12-28-2010, 01:02 PM   #22
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Originally Posted by Thingamajigger View Post
the second response told him to go to the "AAA" forum

... he may have read that and moved on

And you are offended mortally on his behalf? Wow, your concern for your fellow spammer human being is really touching.
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Old 12-28-2010, 01:22 PM   #23
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And you are offended mortally on his behalf? Wow, your concern for your fellow spammer human being is really touching.
'tis the season for sharing and caring...
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Old 12-28-2010, 01:26 PM   #24
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Originally Posted by Thingamajigger View Post
sounds like a legitimate question in the travel section

but I am new here and I don't know the culture here

is it normal to send new people elsewhere (AAA forum?) or blow bubbles when they are seeking this kind of information?

alternatively, why not just let the thread die?

just wondering about how people get treated here so I can decide whether I want to stay and participate
Maybe it is a legitimate question and maybe not. I would think that the OP would tell us a little bit about themselves and maybe ask a question like this after that.

I find it a little strange that someone would come onto a retirement forum and the first post ask a travel question.
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Old 12-28-2010, 01:58 PM   #25
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I don't think the OP came up to the standard set by endthefed, however.

where are the gold threads?

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Originally Posted by REWahoo View Post
Some folks sign up on the forum and introduce themselves here following the suggestions found here.

Others do the online version of walking into a crowded room and start shouting...
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Old 12-28-2010, 02:07 PM   #26
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thanks for the words of encouragement
I am not new to internet forums (just this site)
and I won't be swayed by individual bullies
but I am looking to see what the overall tone is here
I won't tolerate a culture of arrogance or disrespect
if people tend to be kind and respectful, then I might stick around
This thread is probably not about you.

Here's the issue: We get a ton of spam and sales on this site because of the impression that ERs are rich and big spenders. You don't see half of it because it's blatant and immediately removed by the moderators. Another third or so hangs around until it's clear (and then it's removed). A few threads may be left after the poster is escorted to the exit because other posters have made comments that are worth keeping.

One of the most common spam/troll tactics is to sign up for an account and jump right in with an innocuous question. (Note that OP's question has little to do with finances and nothing with ER.) Then, a day or two later, "another" poster (the same person with a different account) will respond about a great insurance company, a great deal, or some other sales pitch.

Another tactic is for a banned poster to sign up with a new account. Once again they tend to jump right in-- no introduction, maybe not even a question but rather commenting on a subject or posting a link. After a while the moderators notice a correlation in IP address or subject matter or vocabulary or something else that reveals the poster's previous ID.

After the 50th or 60th attempt at such subtlety, a few of the long-term posters get tired of the tactic. Brewer tends to be particularly intolerant of the problem, and I can understand why he feels that way. Some posters attempt to tactfully redirect the OP (perhaps to another SocialKnowledge forum) while others contemplate them the way a cat gazes upon a baby squirrel.

"Letting the thread die" does not work. In the (extremely unlikely) event that's tried, the spammer or troll is only encouraged to try again until they achieve a response. Usually what happens is that other posters, not recognizing the tactics, make helpful/honest responses that only encourage the spammer or troll to keep going.

Since the spammer/troll has no respect or consideration for the board in the first place, the posters reciprocate in kind. Posters who defend an apparent spammer/troll without understanding the background of the situation are also likely to be lumped in the same category.

I should point out that Hawaii is now home to one of the board's most annoying (banned) posters whom I've ever encountered. So when a new poster from Hawaii jumps right in to defend an apparent spammer...

Thingamajigger, if you're feeling the need to use words here like "culture", "tone", "arrogance", "disrespect", or... "bullies", then you're probably not going to be happy on this board. Personally, having been all over the world and in Hawaii for 20 years, I find the local's connotations behind the use of the word "bullies" to be particularly lacking in aloha. Using a word like that, from a poster who presumably knows all the other subtleties of its use around here, seems kinda hypocritical from someone trying to improve the board's behavior.

So... perhaps if you put up your own introductory post, ask a few questions, read the threads for a few weeks... people will generally make you welcome (or at worst will leave you alone).

Start complaining about the way other posters are treated, start talking about whether or not you're staying, or use sensitizer words... at best people will ignore you or laugh at you. At worst they'll treat you as though you're working with the spammer.

Got a problem with another poster? Report the post to a moderator and give them a few days to deal with it.

If you can't find your own happiness in those last three paragraphs then you're probably better off pursuing it elsewhere.
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Old 12-28-2010, 06:17 PM   #27
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I am satisfied with Nords response

my questioning as a newbie included a tinge of baiting (trolling) ... Nords could see that

seems like a great place to share info ... I am going to read Otar's book

Aloha
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Old 12-28-2010, 06:33 PM   #28
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Quote:
Originally Posted by Thingamajigger View Post
my questioning as a newbie included a tinge of baiting (trolling) ...
Which is about as welcome around here as an Ameriprise agent peddling equity indexed annuities.
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Old 12-28-2010, 06:37 PM   #29
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Which is about as welcome around here as an Ameriprise agent peddling equity indexed annuities.
Such a thread would be...interesting

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Old 12-28-2010, 06:52 PM   #30
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Such a thread would be...interesting

DD
once had a friend of a relative who was an ameriprise guy show up at a holiday party

I had to work real hard at staying polite ... I figured the best tactic was just to confuse him by throwing out a few topics that were well over his head

he promptly went back to the buffet line for more turkey and avoided me for the rest of the evening
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Old 12-28-2010, 09:32 PM   #31
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I have never seen nor heard of personal auto policies with any "state" restrictions.

I have had rental car counters confirm that I was not taking the rental car out of state.
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Old 12-28-2010, 09:42 PM   #32
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I have never seen nor heard of personal auto policies with any "state" restrictions.

I have had rental car counters confirm that I was not taking the rental car out of state.
what if you are a snowbird splitting your time in two places?

do you need to update your policy twice a year?
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Old 12-28-2010, 10:50 PM   #33
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Originally Posted by Thingamajigger View Post
what if you are a snowbird splitting your time in two places?

do you need to update your policy twice a year?
My experience, movinging between Louisiana and Texas is that Louisiana is much more expensive. If it were to be for 6 months at a time, then it would be worth updating twice a year - it's only a 5 or 10 minute phone call.
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Old 12-29-2010, 07:55 AM   #34
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Originally Posted by Westernskies View Post
Interesting that there have been no follow-up posts from the OP...
Probably surprised at some of the initial replies and moved on.
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Old 12-29-2010, 10:42 AM   #35
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what if you are a snowbird splitting your time in two places?

do you need to update your policy twice a year?

My vehicle in Az is insured by the same national insurance co (local illinois agent) that insures my Il vehicles. I didn't tell the insurance co that the vehicle is in Az. I only update the policy once a year.

But I had to purchase condo insurance from an Az agent - the Illinois agent could not sell me a policy for a residence in Az.
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Old 12-29-2010, 11:09 AM   #36
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Probably surprised at some of the initial replies and moved on.
Or handed off the ball to someone else...
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Old 12-29-2010, 11:18 AM   #37
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Or handed off the ball to someone else...
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Old 12-29-2010, 11:49 AM   #38
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Quote:
Originally Posted by Thingamajigger View Post
my questioning as a newbie included a tinge of baiting (trolling)
Quote:
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Or handed off the ball to someone else...
Hmmmm. Kettle black?
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