Originally Posted by Chuckanut
My insurance coverage has plenty of overseas options or care in most first and second world countries. Other than that I buy emergency evacuation insurance since the cost of that can be huge 20,000+.
There are a lot of reasons it might be very expensive for you to leave your destination. If you're in a bulky leg cast you may need Business Class. If you need to go home early there are change fees. That doubles if you travel with someone. If the worst happens and your body has to be shipped back home that can be a huge burden. DH and I always agreed cheerfully that we'd have the other cremated and bring the ashes home if that happened, but I read one sad story (may have been here) about a woman who had to bury her husband in a Latin American country when he died on their trip. Cremation was illegal and shipping the body was too expensive.
Coverage for these things is relatively inexpensive because they're so rare, but it's important to make sure you have them.