Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Old 08-30-2016, 05:47 PM   #41
Full time employment: Posting here.
Join Date: Jun 2004
Location: E. Wash
Posts: 908
We used Chase Sapphire to cover trip interruption when my wife fell on stairs and broker her kneecap midway through a tour. Chase covered unused portion of tour cost and cost non-refundable return air. Chase DOES not cover medical. We used our Medicare Plan F but it had about a 1k worth of deductibles attached to it.
Chase did a great job but it took about 3 month of paperwork being exchanged. Probably no worse than if had to make a claim on other trip insurance claim. The Medicare piece was much longer--Took our Blue policy nearly six months to get all covered--they had outsourced to a Blue in Florida who apparently handles international Medicare claims for a number of the Blues
For our current trip to Europe in the Fall we have bought accidental injury and medical through which is recommended by Chris Elliott (writes consumer protection blog for travel)--Compares 114 travel insurance policies from 21 providers. For 26 day trip, $156 for 500k medical.

nwsteve is online now   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 08-30-2016, 08:51 PM   #42
Dryer sheet aficionado
Join Date: Jan 2016
Location: Central Illinois
Posts: 41
I wish I had seen this post last week. We just booked an Alaska cruise for next summer & paid nearly $1K for insurance. We have three elderly parents between us. Cruise cost is $12K. I only knew of the insurance offered thru the travel agency.

calico1597 is offline   Reply With Quote
Old 08-31-2016, 05:36 AM   #43
Sarah in SC's Avatar
Join Date: Sep 2005
Location: Charleston, SC
Posts: 13,411
I use World Nomads for travel medical insurance. Good prices and don't have a lot of exclusions for more adventurous trips.
“One day your life will flash before your eyes. Make sure it's worth watching.”
Gerard Arthur Way

Sarah in SC is offline   Reply With Quote
Old 08-31-2016, 06:16 AM   #44
Thinks s/he gets paid by the post
Join Date: May 2014
Posts: 1,884
Originally Posted by Chuckanut View Post
My insurance coverage has plenty of overseas options or care in most first and second world countries. Other than that I buy emergency evacuation insurance since the cost of that can be huge 20,000+.

There are a lot of reasons it might be very expensive for you to leave your destination. If you're in a bulky leg cast you may need Business Class. If you need to go home early there are change fees. That doubles if you travel with someone. If the worst happens and your body has to be shipped back home that can be a huge burden. DH and I always agreed cheerfully that we'd have the other cremated and bring the ashes home if that happened, but I read one sad story (may have been here) about a woman who had to bury her husband in a Latin American country when he died on their trip. Cremation was illegal and shipping the body was too expensive.

Coverage for these things is relatively inexpensive because they're so rare, but it's important to make sure you have them.
athena53 is offline   Reply With Quote
Old 08-31-2016, 06:29 AM   #45
Thinks s/he gets paid by the post
Join Date: Dec 2009
Location: Alberta/Ontario/ Arizona
Posts: 2,087
We always make sure we have emergency health insurance while travelling. Don't bother with trip cancellation insurance. I figure if we can afford the trip we can afford to lose the trip. All we would be missing are the memories which we can make up later. Also, I don't have much confidence in them paying off after reading all the fine print.
Danmar is offline   Reply With Quote
Old 08-31-2016, 07:06 PM   #46
Recycles dryer sheets
Join Date: Mar 2014
Posts: 124
We always get medical evacuation insurance when travelling internationally or on a cruise. One transatlantic cruise we were on had a passenger with a heart attack. The ship turned around to meet an Irish Coast Guard helicopter. I would hate to see the bill for that.
user5027 is offline   Reply With Quote
Old 09-01-2016, 01:55 PM   #47
Full time employment: Posting here.
Join Date: Jun 2014
Posts: 547
We get our travel insurance through the cruise line and it is about 125.00/person. We had a friend that had to use his and just needed a letter from his doc. That alaska cruise must be really long because we just paid 4k for 10 days.

Teacher Terry is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Travel Agents, Consolidators, etc. for Travel fromUSA to Australia and/or New Zealand CoolChange Travel Information 11 06-10-2013 08:35 AM
Personal Travel versus Business Travel NW-Bound Travel Information 16 05-15-2011 05:49 PM
Medical Travel Caution - Superbug a 'consequence' of medical travel bruce1 Health and Early Retirement 16 08-19-2010 06:37 PM
Good Travel Site or Boards for the RE Travel Lifestyle???????????? dex Other topics 6 11-04-2006 11:43 PM
Travel Insurance Advice MJ Life after FIRE 2 01-23-2005 07:51 AM


All times are GMT -6. The time now is 10:08 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.