Hello to everyone. New to this site and looking forward to participating. My husband who is 53 would like to retire before age 65 and it seems to us that with the windfall inheritance of $900,000 which is currently in a sweep fund (ny muni) at a brokerage and in 2 short term cds and a portfolio of stocks (which need to be updated) that total about 900,000, we should be able to generate enough income to be comfortable. No kids at home but we have first grandchild on the way and would also like to still be able to help out our 2 grown kids financially. My dilemma is trying to find safety for the bulk of the portfolio but make more than 5%. We have been advised to look into bond funds but are novices at this. Seems to me that the yields are so low. Any advice for us?