Hi,
I'm a new member here, I joined after seeing discussions about insurance fraud. Sorry if I misplaced this topic.
Anyways, I would like to understand what constitutes as insurance fraud and related penalties under the given scenario.
After leaving the window open during a cold winter storm, water pipes burst in my housemate's unit (who rented from a landlord). If the landlord purposely reports on the claim that the water pipes burst due to the outside temperature, without admitting that the tenant had left the window opened, are the landlord's actions considered insurance fraud?
The fact is that my *housemate's actions (leaving the windows opened) caused the water pipes to burst, and not according to what the landlord had claimed. Basically, I would just like rat out my landlord (for reasons not need to be discussed). Would insurance companies take actions against my landlord if I blow the whistle, while having that housemate testify?
Are my landlord's actions legal?
Fact-The insurance company covered half the cost of damage.
*Edit: This happened one year ago;and I misspoke by saying roommate- he's my housemate.
Thanks.
-B
I'm a new member here, I joined after seeing discussions about insurance fraud. Sorry if I misplaced this topic.
Anyways, I would like to understand what constitutes as insurance fraud and related penalties under the given scenario.
After leaving the window open during a cold winter storm, water pipes burst in my housemate's unit (who rented from a landlord). If the landlord purposely reports on the claim that the water pipes burst due to the outside temperature, without admitting that the tenant had left the window opened, are the landlord's actions considered insurance fraud?
The fact is that my *housemate's actions (leaving the windows opened) caused the water pipes to burst, and not according to what the landlord had claimed. Basically, I would just like rat out my landlord (for reasons not need to be discussed). Would insurance companies take actions against my landlord if I blow the whistle, while having that housemate testify?
Are my landlord's actions legal?
Fact-The insurance company covered half the cost of damage.
*Edit: This happened one year ago;and I misspoke by saying roommate- he's my housemate.
Thanks.
-B