HSA rolled into Roth IRA by mistake!

workburnout

Recycles dryer sheets
Joined
Aug 16, 2016
Messages
146
Location
Marietta
I put in a request to roll $4800 of my current work HSA to my TD Ameritrade HSA account. Instead, in error, they rolled it over to my TD Ameritrade Roth IRA.

I searched online and could find nothing about this, other than it is not allowed.
Since earnings will still be tax-free, I guess it does not matter.

The reason I rolled it over to begin with, is because the work HSA has fewer options and I earn more with the TD Ameritrade HSA. For now, I prefer to pay healthcare expenses (not a high cost and I can afford it easily) out of pocket and let the HSA money grow with earnings tax-free, similar to my Roth accounts.

Should I be concerned about this error or not worry about it?
 
Tell Ameritrade to fix it
 
Sent them an email to fix it. Will see what they say, hopefully will not need to call them.
 
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