A little bit of background. Wife and I are young (30s) and are saving up to buy land and build in about 10 years. We have a taxable account with Vanguard with $60k that we will use to purchase said land. Unfortunately, I listened to some not-so-great advice and on February 2018 moved $15.5k into VTIAX and $17.5k into VEMAX. To date, I am down -8% and -10% from the initial investments, respectively.
This may be a "crystal ball" type question, but what should I do?
1) Leave the money in. Vanguard recently said over the next decade International will outperform the US market. That fits our time frame, so ok.
2) Move money into S&P500 and be happy. Going back to Dec 2010, Portfolio Visualizer shows S&P500 blowing those funds out of the water!
3) Something else.
This may be a "crystal ball" type question, but what should I do?
1) Leave the money in. Vanguard recently said over the next decade International will outperform the US market. That fits our time frame, so ok.
2) Move money into S&P500 and be happy. Going back to Dec 2010, Portfolio Visualizer shows S&P500 blowing those funds out of the water!
3) Something else.