Ha, I think that people are giving opinions to the OP based on what they went through or have seen... as for any advice given, it is the reader who has to put any weight to those suggestions... I do not see this being that much different than a lot of the other posts who ask for advice on investing, paying off a mortgage, moving money from a 401 to an IRA etc. etc.... some are more fact based than others, but all have to be viewed as they are... some rambling of an unknown person on the internet....
Exactly. Just picture us all sitting around a table drinking coffee, sharing our personal knowledge and experiences.
And rest assured, I will definitely consult a professional.