ziggy29
Moderator Emeritus
If you will feel lucky to live until 85 and only fund enough of a retirement to get to 85, you might indeed by lucky to live until 85.... but you would be unlucky to live PAST 85!
For most people, retirement planning is more about avoiding "running out of money" than it is about maximizing the nest egg you have when you kick the bucket. And that often means conservative planning, such as assuming a lifespan of (say) 90-100 years old.
For most people, retirement planning is more about avoiding "running out of money" than it is about maximizing the nest egg you have when you kick the bucket. And that often means conservative planning, such as assuming a lifespan of (say) 90-100 years old.