We would still be w*rking without the ACA despite our assets. Knowing that we had access to insurance was a key part of our retirement. We do not in any way qualify for a subsidy.
My mom fell off a cliff and broke her tibia, had a plate put in and then had it taken out because she is a jock. When my dad retired she was unable to get insurance that covered that leg. She's now 78 and hasn't had a problem with the leg for over a quarter of a century. When my cow*rkers mom had a colonoscopy at 50, they found diverticulae and so she was unable to get insurance at her older husband's retirement. She's now 78 too and hasn't had a colon problem ever. A patient finally got pregnant with a much desired baby late in life. The baby was found to have a fatal heart defect on ultrasound. When she was born she was taken from the OR where her mom had a C-section directly to the OR where the heart problem was corrected. The "baby" is now in a top rated PhD program, doing great, but "uninsurable". My BIL has two flaps on one of his heart valves rather than three. He is completely healthy, hikes as a hobby, runs a thriving one man business, and lives at high altitude. He is also "uninsurable" except through a high cost "high risk pool". I can keep telling these stories. None of these people are lazy, asking for a hand-out, or even sick. They have insurance for their homes and their cars and they just want insurance for their health care too.
My mom fell off a cliff and broke her tibia, had a plate put in and then had it taken out because she is a jock. When my dad retired she was unable to get insurance that covered that leg. She's now 78 and hasn't had a problem with the leg for over a quarter of a century. When my cow*rkers mom had a colonoscopy at 50, they found diverticulae and so she was unable to get insurance at her older husband's retirement. She's now 78 too and hasn't had a colon problem ever. A patient finally got pregnant with a much desired baby late in life. The baby was found to have a fatal heart defect on ultrasound. When she was born she was taken from the OR where her mom had a C-section directly to the OR where the heart problem was corrected. The "baby" is now in a top rated PhD program, doing great, but "uninsurable". My BIL has two flaps on one of his heart valves rather than three. He is completely healthy, hikes as a hobby, runs a thriving one man business, and lives at high altitude. He is also "uninsurable" except through a high cost "high risk pool". I can keep telling these stories. None of these people are lazy, asking for a hand-out, or even sick. They have insurance for their homes and their cars and they just want insurance for their health care too.