I work for a Mega Corp. I am 49 years old and I have worked their for 27 years. I will leave with about 900k in 401k and cash balance from Pension. I should also get 150k in severance and un-used vacation. My husband is retired and has Medical benefits and a pension. The company is changing and after many years of giving up what feels like everything, for a 60+ hour workweek and Travel, I want to try something new. I know I will not make the money I make today. I am worried that things are changing so much at my company that the generous severance packages will be gone soon, so I quietly volunteered for the next round of Layoffs which happen 3-4 times a year at this point. I'm scared but it feels right. I always said when I did not care any more I would leave and I am just about there. I know I will have to work, but I am going to try to work less. Perhaps part time for as log as I can and then maybe tap into a 72T if needed. My husband has a pension. We have 2 kids to put through college ages 12 and 14. I do have some money saved for college, but not nearly enough. I really never carry a lot of debt. I do have a mortgage but it is manageable. I changed it to a 30 year about 3 years ago when I was thinking that my company may be sold or I may be forced out and wanted to reduce the payments, just in case. I have a lot of equity in my home and will downsize eventually. Right now my parents still live with me in an in-law. I am not exactly where I wanted to be financially, but I am close. I know that we spend way more than is needed and I feel like if we cut back we can make it, but I am so scared. Any advice for me as I take the leap?