I am such a homebody, and I suspect that there are quite a few other women who, like me, always wanted the home of their dreams more than just about anything.
To me, spending discretionary money on my home is the BEST possible use of it. It is just my nature to love my home. When I awaken in the mornings and look around, or when I gaze at the view (of my backyard and fence) out of my French doors, or when I shower in the wonderful big tile shower that I always wanted, or park my car inside my nice, safe garage, or whatever, I feel special, pampered, and so privileged.
Just to keep it real, so that you don't think I am one of the high rollers here, I should mention that I checked just now and my home cost less than the median US existing home cost when I bought it. But to me, it is a dream come true and it is my Taj Mahal.
Well, maybe it isn't all THAT, but you get the idea.
On the other hand, I have known some men who really wouldn't care if they lived in a dream home, or if they lived in the back seat of a rusted out '56 Chevy parked down by the river because they don't personally value a home as much as I do. It would be silly for them to spend very much on their home.
I don't want a yacht, or even a row boat. I don't want a sports car, or a private plane, or a second home. (That's probably good because I couldn't afford any of that!) But now that I have my Dream Home, I feel like I have everything I ever wanted in life. That's a wonderful but slightly unsettling feeling.