ivinsfan
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Feb 19, 2007
- Messages
- 9,969
Not in all cases. We have a United Advantage plan through a former employer. While they do recommend their nationwide network, we can go to any provider that hasn't opted out of Medicare. United pays the same to either.
There are many thousands of us.
That they pay the same to either isn't the point, if you go out of network the payment might cover the charge of the out of network provider. The very definition of an Advantage plan means they pay differently then Medicare pays. Medicare will never see the bill from the out of network provider.