The new wife went back to work recently and is now eligible for employer-provided HI.
Have been on subsidized ACA so far this year. Employee cost is attractive, coverage essential identical to current plan, and would free me up to manage income/Roth conversions as needed and desired without ACA constraints.
Will check with my agent and directly with the Marketplace tomorrow and looking for info to make sure I ask the right questions. On my mind tonight:
1. Is she compelled to take the employer offer?
2. Is the family (Me and a 21 and 17 y.o. from prior DW) compelled to take the employer offer?
3. Anything else I should be considering?
The subsidies YTD will be reconciled next tax season, so no concern about the ultimate tax cost.
Would appreciate the wisdom of the forum.
Thanks!
Have been on subsidized ACA so far this year. Employee cost is attractive, coverage essential identical to current plan, and would free me up to manage income/Roth conversions as needed and desired without ACA constraints.
Will check with my agent and directly with the Marketplace tomorrow and looking for info to make sure I ask the right questions. On my mind tonight:
1. Is she compelled to take the employer offer?
2. Is the family (Me and a 21 and 17 y.o. from prior DW) compelled to take the employer offer?
3. Anything else I should be considering?
The subsidies YTD will be reconciled next tax season, so no concern about the ultimate tax cost.
Would appreciate the wisdom of the forum.
Thanks!