Montecfo
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
And it's about having a slush fund for large purchases without adding to your taxable income for the year.
Sure, but at what cost? You can always have that, at any time just by paying the tax.
(I know you may simply be saying you get psychic enjoyment from having a pot of money you have paid tax on).