Kroeran
Full time employment: Posting here.
If you haven't already then you may want to read about Taleb's "black swan" portfolios. He basically buys Treasuries and then hopes to earn additional income by selling stock options.
You might also take a look at Milevsky's opinion on annuities in "Are You A Stock Or A Bond?"
thanks. Will do! I can tell you in advance that I am a bond however, off the charts. Our combined indexed federal pension income tomorrow is twice our living expenses, and we are still too scared to pull the trigger...gettin there though.