Some provisions of healthcare reform are now going into effect today (more or less):
--Adult children up to age 26 now can get back on their parents plans;
--Plans are prohibited from placing lifetime limits on the dollar value of coverage;
--Plans can't rescind coverage except in cases of fraud;
--Plans cant deny children coverage based on pre-existing medical conditions or from including pre-existing condition exclusions for children;
--Annual limits on the dollar value of coverage are restricted(and eliminates annual limits in 2014);
--New health plans must implement an effective process for allowing consumers to appeal health plan decisions and must establish an external review process; and
--New health plans must provide at a minimum coverage without cost-sharing for preventive services rated A or B by the U.S. Preventive Services Task Force, recommended immunizations, preventive care for infants, children, and adolescents, and additional preventive care and screenings for women.
These changes apply to plan or policy years beginning on or after September 23, 2010 (annual limits eliminated in 2014)
A timeline for reform changes is here: Implementation Timeline - Kaiser Health Reform
--Adult children up to age 26 now can get back on their parents plans;
--Plans are prohibited from placing lifetime limits on the dollar value of coverage;
--Plans can't rescind coverage except in cases of fraud;
--Plans cant deny children coverage based on pre-existing medical conditions or from including pre-existing condition exclusions for children;
--Annual limits on the dollar value of coverage are restricted(and eliminates annual limits in 2014);
--New health plans must implement an effective process for allowing consumers to appeal health plan decisions and must establish an external review process; and
--New health plans must provide at a minimum coverage without cost-sharing for preventive services rated A or B by the U.S. Preventive Services Task Force, recommended immunizations, preventive care for infants, children, and adolescents, and additional preventive care and screenings for women.
These changes apply to plan or policy years beginning on or after September 23, 2010 (annual limits eliminated in 2014)
A timeline for reform changes is here: Implementation Timeline - Kaiser Health Reform